102 Yacht Harbor Dr #478, photo 1
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Overview

2 bd2 ba1,351 sqft1 car garageCondominium
TypeCondominium
Condo dues$774/mo
Built2006
Living area1,351 sqft
Price / sqft$295
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboL DiningOpen Floorplan

102 Yacht Harbor Dr #478 is a 2006-built home in Harbor Village Marina, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,351 square feet of living space. Listed at $399,000 (about $295/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $774 monthly.

From the listing

Rental-Ready Waterfront Condo in Palm Coast's Gated Marina Community! Fourth-floor water views and fully furnished - Unit 478 at Yacht Harbor Village puts you directly on the Intracoastal Waterway inside a gated luxurious community, with the Atlantic just beyond. The private covered balcony is the centerpiece — wide water views past the palms, boats cruising by and open sky to the west for stunning sunsets. Sliding doors bring that view into both the living room and the dining area, so the water is part of the room rather than something you step outside for. Inside, 1,351 square feet lives larger than the number suggests. Tray ceilings with crown molding, tile through the main living areas and a smart split layout place the two bedroom suites on opposite sides of the home — ideal for guests, for a work-from-anywhere setup or for rental guests who want their own space. The kitchen comes equipped and ready to cook in, finished in granite with a raised breakfast bar open to the living room, built-in oven and separate cooktop, plus a pantry and full-size side-by-side refrigerator tucked into their own alcove. The living room includes a granite beverage center with sink and cabinetry. The dining table seats six beneath a chandelier. The primary suite offers a soaking tub, separate glass shower, dual vanities and bay windows framing the greenery; the second suite has its own full bath. A dedicated laundry room with full-size washer and dryer sits just off the entry. The residence has an established history in the on-site rental program and continuing with it is simply an option the new owner can take up if they'd like. Yacht Harbor Village delivers the marina lifestyle at ICW Mile Marker 803, with slips from 30 feet to over 100, a waterfront pool and spa overlooking the Intracoastal, fitness center, tennis and pickleball courts, waterfront dining, tiki bar, ship's store and concierge service. Optional membership to Hammock Beach Golf Resort & Spa is available, opening access to oceanfront pools, championship golf, waterfront dining, tennis, spa, fitness facilities and private beach access. St. Augustine is about 30 minutes north. Daytona Beach and Jacksonville are each within an hour. European Village dining and shops are minutes away. Schedule your exclusive tour today to see what could be yours!

The essentials

Built
2006
Price / sqft
$295
On market
40 days
Annual tax
$4,927
Condo dues
$774/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
5 stories · 2006
Waterfront
Intracoastal Waterway
1 car garage
Assigned
Private balcony
Outdoor space
1,351 sqft
Living area

Payment

Est. monthly payment
$3,465/mo
Down payment (20%)
$79,800
Property taxes
$411/mo
Condo dues
$774/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2006
Lot
-
Cooling
Central Air
Heating
Electric
Parking
Assigned, Ground Level, Guest, Basement
Waterfront
Intracoastal Waterway
Days on Market
40
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Walk-in Closet(s)
Balcony
Lighting
Sidewalk
Tennis Court(s)
Community Mailbox
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Sidewalks
Special Community Restrictions
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,927
Parcel #
04-11-31-3019-000S0-0478

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina
County
Flagler
MLS Area
32137 - Palm Coast
City LimitsIn CountyLandscaped
Condo dues
$774/mo
Southern States Management - Diana Gruber

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #FC321299
$399,000
$295/sqft

Neighborhood

102 Yacht Harbor Dr #478
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$387,500 – $399,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 40.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,465/mo
Principal & interest$2,081
Property taxes$411
Insurance$200
HOA$774
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$295 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,351 sq ft

Time on market

40 days

Year built

2006

Monthly payment

About $3,465/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,927 annual tax bill, insurance, and $774/mo in condo dues.

Condo dues

$774/mo

Managed by Southern States Management - Diana Gruber.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Andrew KalcounosListing data from Stellar MLS, MLS# FC321299.

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