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About this home
102 Yacht Harbor Dr #478 is a 2006-built home in Harbor Village Marina, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,351 square feet of living space. Listed at $399,000 (about $295/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $774 monthly.
Rental-Ready Waterfront Condo in Palm Coast's Gated Marina Community! Fourth-floor water views and fully furnished - Unit 478 at Yacht Harbor Village puts you directly on the Intracoastal Waterway inside a gated luxurious community, with the Atlantic just beyond. The private covered balcony is the centerpiece — wide water views past the palms, boats cruising by and open sky to the west for stunning sunsets. Sliding doors bring that view into both the living room and the dining area, so the water is part of the room rather than something you step outside for. Inside, 1,351 square feet lives larger than the number suggests. Tray ceilings with crown molding, tile through the main living areas and a smart split layout place the two bedroom suites on opposite sides of the home — ideal for guests, for a work-from-anywhere setup or for rental guests who want their own space. The kitchen comes equipped and ready to cook in, finished in granite with a raised breakfast bar open to the living room, built-in oven and separate cooktop, plus a pantry and full-size side-by-side refrigerator tucked into their own alcove. The living room includes a granite beverage center with sink and cabinetry. The dining table seats six beneath a chandelier. The primary suite offers a soaking tub, separate glass shower, dual vanities and bay windows framing the greenery; the second suite has its own full bath. A dedicated laundry room with full-size washer and dryer sits just off the entry. The residence has an established history in the on-site rental program and continuing with it is simply an option the new owner can take up if they'd like. Yacht Harbor Village delivers the marina lifestyle at ICW Mile Marker 803, with slips from 30 feet to over 100, a waterfront pool and spa overlooking the Intracoastal, fitness center, tennis and pickleball courts, waterfront dining, tiki bar, ship's store and concierge service. Optional membership to Hammock Beach Golf Resort & Spa is available, opening access to oceanfront pools, championship golf, waterfront dining, tennis, spa, fitness facilities and private beach access. St. Augustine is about 30 minutes north. Daytona Beach and Jacksonville are each within an hour. European Village dining and shops are minutes away. Schedule your exclusive tour today to see what could be yours!
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$399,000
$295 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,351 sq ft
Time on market
40 days
Year built
2006
Monthly payment
About $3,465/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,927 annual tax bill, insurance, and $774/mo in condo dues.
Condo dues
$774/mo
Managed by Southern States Management - Diana Gruber.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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