4 Spring St, photo 1
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Overview

3 bd2 ba1,806 sqft3 car garageSingle Family
TypeSingle Family
HOA$650/yr
Built2023
Lot6,250 sqft
Living area1,806 sqft
Price / sqft$208
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 17 · 11:00 AM to 1:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersTray Ceiling(s)

4 Spring St is a 2023-built home in Gables/Town Center, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,806 square feet of living space. Listed at $375,000 (about $208/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $650 annually.

From the listing

Welcome to a beautifully maintained home designed with style, durability, and modern living in mind. This residence offers thoughtful upgrades, premium finishes, and structural features that elevate both comfort and peace of mind. Step inside to discover an inviting open layout with 10-foot ceilings and elegant tile flooring throughout the main living areas, creating a bright and spacious feel. The guest room and living room showcase refined accent walls, adding a sophisticated, model-home touch. The heart of the home features quartz countertops and stylish finishes, while the screened-in lanai provides a relaxing space to enjoy the outdoors comfortably year-round. Recent upgrades include new window blinds throughout, a new garbage disposal, and refreshed lighting fixtures and mirrors in the primary bathroom. This home was built for enhanced protection, energy efficiency, and storage, featuring impact-resistant windows and doors, a hybrid electric heat pump water heater, durable concrete block construction, advanced roof protection with ZIP System roof sheathing, impact glass skylights in the laundry room that fill the space with natural light, and a walk-in attic. Combining style, security, and smart design, this home is move-in ready and crafted for modern living. Whether you’re entertaining guests or enjoying quiet evenings at home, this property delivers comfort, beauty, and quality at every turn!

The essentials

Built
2023
Price / sqft
$208
On market
33 days
Annual tax
$5,270
HOA
$650/yr
Flood zone
X · Low risk
Lot
6,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Water views
Water
3 car garage
Garage Door Opener
6,250 sqft lot
Lot size
1,806 sqft
Living area

Payment

Est. monthly payment
$2,637/mo
Down payment (20%)
$75,000
Property taxes
$439/mo
HOA
$650/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,250 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Door Opener, Garage Faces Side, Ground Level, Off Street
Days on Market
33
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Bunnell Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$5,270
Parcel #
05-12-31-2755-00000-1960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gables/Town Center
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
6,250 sqft
HOA
$650/yr
Cam Pros of Florida, LLC

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #FC321304
$375,000-2.6%
$208/sqft
9/9/2026
Listed for sale
Source: Stellar MLS #FC321304
$385,000
$213/sqft

Neighborhood

4 Spring St
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$372,500 – $375,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 33 after a $10,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,636/mo
Principal & interest$1,956
Property taxes$439
Insurance$188
HOA$54
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$208 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,806 sq ft

Time on market

33 days

Year built

2023

Monthly payment

About $2,637/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,270 annual tax bill, insurance, and the $650/yr HOA fee.

HOA fee

$650/yr

Managed by Cam Pros of Florida, LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG)Listing agent: Billy DeziusListing data from Stellar MLS, MLS# FC321304.

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