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Overview

5 bd6 ba6,400 sqft7 car garageSingle Family
TypeSingle Family
HOA$403/mo
Built2005
Lot16,379 sqft
Living area6,400 sqft
Price / sqft$699
Garage7 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Dry BarEat-in KitchenElevatorHigh CeilingsKitchen/Family Room Combo

41 Calle Del Sur is a 2005-built home in Hammock Dunes Clusters, Palm Coast. Inside you'll find 5 bedrooms, 6 bathrooms, and 6,400 square feet of living space. Listed at $4,475,000 (about $699/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $403 monthly.

From the listing

DISCOVER THIS MAGNIFICENT DIRECT OCEANFRONT ESTATE located in the highly desirable "Playa del Sur" neighborhood within the Hammock Dunes Private Oceanfront Community. You'll know you've arrived when you drive down Calle del Sur and are captivated by the impressive collection of homes, with the Atlantic Ocean at the rear and Lake San Gabriel in front. Upon entering the main level, you are greeted by stunning ocean views from every angle. The oversized windows are designed to take full advantage of the exquisite water views from most rooms in the house, as well as incredible sunset views to the west, overlooking the sparkling lake. This main level includes a formal living room with a soaring ceiling and a majestic stone gas fireplace, along with an adjacent bar. The upgraded kitchen features new stainless-steel appliances, including a Kitchen Aid refrigerator, dishwasher, wall oven/microwave, and a commercial-style Wolf 6-burner stove. Granite countertops are found throughout, including in the expansive pantry that also houses one of two washers and dryers. Whether you are sitting at the kitchen countertop, in the breakfast nook, or relaxing in the large family room, all areas offer incredible views, allowing you to spot dolphins swimming, particularly out by the saltwater pool and spa. This dreamy patio also boasts a summer kitchen and convenient access to the pristine beach. Steps lead to a dog run on the side of the house. You'll also find one of the two primary bedroom suites on this level, which features two walk-in closets, double water closets, double sinks, a jetted tub. The beautifully designed dining room, with a tray ceiling, overlooks the lake on the main floor. The ocean views from the second primary bedroom on the upper level are simply amazing and include a sitting area and an oceanfront balcony. There are also east and west balconies on the upper level, plus a richly appointed office. An oceanfront guest bedroom, complete with a full bath and plantation shutters, provides a comfortable retreat for family and guests. The lower level of this home offers numerous possibilities. The garage can hold several cars and is equipped with a car lift for additional space. This level includes a laundry room with a sink and refrigerator, Wine Refrigerator, a fitness room, a bonus room, storage, full and half baths, a theater, and two additional bedrooms. Hammock Dunes is a Private Gated Oceanfront Community with 24-hour Gate Personnel and roaming security plus this home has a fully wired alarm system, including fire, smoke, carbon dioxide and water leaks. In addition to this luxurious seaside lifestyle, membership in the award-winning Hammock Dunes Club is available but not mandatory. The membership grants access to two renowned Audubon-certified 18-hole golf courses, two stunning clubhouses with casual and oceanfront dining, tennis, pickleball, bocce, oceanside croquet, state-of-the-art fitness facilities, an oceanside pool and spa, a splash pad, and a wealth of activities and friendships to last a lifetime. Conveniently located just 3 miles from I-95, this home offers easy access to Daytona, Orlando, Jacksonville, and Flagler Executive Airports.

The essentials

Built
2005
Price / sqft
$699
On market
32 days
Annual tax
$33,870
HOA
$403/mo
Flood zone
X · Low risk
Lot
16,379 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Gulf/Ocean
Private pool
In Ground
7 car garage
0.38 acres
Lot size

Payment

Est. monthly payment
$28,802/mo
Down payment (20%)
$895,000
Property taxes
$2,823/mo
HOA
$403/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
16,379 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground, Salt Water
Waterfront
Gulf/Ocean
Days on Market
32
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Dog Run
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Private Yard
Sprinkler Metered
Street Lights
Bar Fridge
Built-in Oven
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Wine Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$33,870
Parcel #
04-11-31-3200-00000-0660

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Dunes Clusters
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
16,379 sqft
HOA
$403/mo
Travis Houk

Price history

Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #FC321331
$4,475,000
$699/sqft

Neighborhood

41 Calle Del Sur
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $4,475,000
$4.41M – $4.47M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 32.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$28,802/mo
Principal & interest$23,339
Property taxes$2,823
Insurance$2,238
HOA$403
Down payment20% · $895,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,475,000

$699 per sq ft

Beds and baths

5 beds, 6 baths

Size

6,400 sq ft

Time on market

32 days

Year built

2005

Monthly payment

About $28,802/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $33,870 annual tax bill, insurance, and the $403/mo HOA fee.

HOA fee

$403/mo

Managed by Travis Houk.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Diane EspositoListing data from Stellar MLS, MLS# FC321331.

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