195 Railroad Ave, photo 1
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Overview

4 bd4 ba3,840 sqftSingle Family
TypeSingle Family
HOANone listed
Built1901
Lot17,010 sqft
Living area3,840 sqft
Price / sqft$74

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Wednesday, Oct 14 · 9:00 AM to 12:00 PM

About this home

Ceiling Fans(s)Dry BarOpen FloorplanCourtyardFire PitElectric Water HeaterRangeRefrigerator

195 Railroad Ave is a 1901-built home in Osteen, Osteen. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,840 square feet of living space. Listed at $285,000 (about $74/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

AN AMAZING OPPORTUNITY FOR SOMEONE WITH VISION!!! Unleash your imagination with this incredibly unique, historic property situated on a sprawling 0.39-acre double lot in the heart of Osteen. Built in 1901 and brimming with old-world charm, this mixed-use compound (Zoned 01B4) is the ultimate blank canvas for an investor, entrepreneur, or creative owner. The massive, approximately 4,800 sq. ft. 3-story main building features a spectacular, wide-open floorplan on the ground level—providing an incredible footprint for your business or community concepts. Upstairs, you'll find charming loft bedrooms and ample storage space to suit your residential or office needs.The value doesn't stop at the main building! This parcel is a true compound, featuring a complete 2nd house on the property that is perfect for generating immediate rental income, hosting guests, or serving as a caretaker's residence. Multiple storage sheds surround the perimeter, making this a dream setup for housing equipment, excess inventory, or creating dedicated workshop spaces.With its classic frame construction, durable metal roof, and incredible footprint, the possibilities here are truly limitless. Transform this expansive space into a lively dancehall, a community church, a unique general store, a quaint bed & breakfast, or capitalize on individual rental rooms. Only your imagination limits you. Properties with this much square footage, flexibility, and character rarely hit the market. Bring your vision and make this Osteen landmark your very own!

The essentials

Built
1901
Price / sqft
$74
On market
32 days
Annual tax
$854
Flood zone
X · Low risk
Lot
17,010 sqft
Type
Single Family Residence

At a glance

Single family
Built 1901
0.39 acres
Lot size
3,840 sqft
Living area

Payment

Est. monthly payment
$1,700/mo
Down payment (20%)
$57,000
Property taxes
$71/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1901
Lot
17,010 sqft
Cooling
Other
Heating
Other
Parking
-
Days on Market
32
Ceiling Fans(s)
Dry Bar
Open Floorplan
Courtyard
Fire Pit
Electric Water Heater
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$854
Parcel #
9218-06-02-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Osteen
County
Volusia
MLS Area
32764 - Osteen
Lot Size
17,010 sqft

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #FC321392
$285,000
$74/sqft

Neighborhood

195 Railroad Ave
Osteen, FL, 32764 · 32764 - Osteen

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$270,000 – $285,000
95% – 100% of listTops out right at the list price
80% of listList price
15 of the last 28 home closings in 32764 landed at this number or higher (54%). The median one sat 106 days before it went under contract, and this one is on day 32.

Sample: 28 closed home sales in 32764 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,700/mo
Principal & interest$1,486
Property taxes$71
Insurance$143
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$74 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,840 sq ft

Time on market

32 days

Year built

1901

Monthly payment

About $1,700/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $854 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byWORTH CLARK REALTYListing agent: Richard HooverListing data from Stellar MLS, MLS# FC321392.

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