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Overview

4 bd2 ba1,950 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/mo
Built2024
Lot5,752 sqft
Living area1,950 sqft
Price / sqft$179
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)MicrowaveRefrigerator

1312 Peach Creek Dr is a 2024-built home in Vineland Reserve Ph 3, Osteen. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,950 square feet of living space. Listed at $349,900 (about $179/sqft), 197 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 monthly.

From the listing

NO BANK NEEDED! Approx. $ 12,500.00 down & est. payments from $ 2,925.00 /mo. Seller financing, owner financing, and alternative financing options may be available through Easydwell and affiliates. No strict credit requirements — your income and down payment may qualify. Self-employed or non-traditional income? Flexible qualification options available. Faster and easier process than many traditional financing options. FINANCIAMIENTO DISPONIBLE. Terms, incentives, and approval vary by property and applicant qualification.

The essentials

Built
2024
Price / sqft
$179
On market
197 days
Annual tax
$5,788
HOA
$110/mo
Flood zone
X · Low risk
Lot
5,752 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
5,752 sqft lot
Lot size
1,950 sqft
Living area

Payment

Est. monthly payment
$2,592/mo
Down payment (20%)
$69,980
Property taxes
$482/mo
HOA
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
5,752 sqft
Cooling
None
Heating
Central
Parking
-
Days on Market
197
Ceiling Fans(s)
Microwave
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,788
Parcel #
12193104002190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Vineland Reserve Ph 3
County
Volusia
MLS Area
32764 - Osteen
Lot Size
5,752 sqft
HOA
$110/mo
Artemis Lifestyles

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #O6395974
$349,900-4.1%
$179/sqft
-
Price change
Source: Stellar MLS #O6395974
$364,999-6.4%
$187/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #O6395974
$389,999
$200/sqft

Neighborhood

1312 Peach Creek Dr
Osteen, FL, 32764 · 32764 - Osteen

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$335,000 – $349,900
95.7% – 100% of listTops out right at the list price
80% of listList price
15 of the last 29 home closings in 32764 landed at this number or higher (52%). The median one sat 104 days before it went under contract, and this one is on day 197 after a $40,099 cut.

Sample: 29 closed home sales in 32764 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,592/mo
Principal & interest$1,825
Property taxes$482
Insurance$175
HOA$110
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$179 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,950 sq ft

Time on market

197 days

Year built

2024

Monthly payment

About $2,592/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,788 annual tax bill, insurance, and the $110/mo HOA fee.

HOA fee

$110/mo

Managed by Artemis Lifestyles.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE KEYES COMPANYListing agent: Dustin CookListing data from Stellar MLS, MLS# O6395974.

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