7 Waterfront CT, photo 1
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Overview

3 bd3 ba2,255 sqft2 car garageSingle Family
TypeSingle Family
HOA$95/yr
Built1983
Lot11,368 sqft
Living area2,255 sqft
Price / sqft$188
Garage2 car

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorSplit BedroomWalk-in Closet(s)SidewalkStorageDishwasherDisposal

7 Waterfront CT is a 1983-built home in Tomoka Oaks, Ormond Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,255 square feet of living space. Listed at $423,900 (about $188/sqft), 30 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 annually.

From the listing

Welcome home to Tomoka Oaks, one of Ormond Beach's established and beautifully landscaped neighborhoods! Tucked away on a quiet cul-de-sac, this inviting 3-bedroom, 2.5-bathroom offers a wonderful combination of space, privacy, and comfortable Florida living. Step inside to a warm and welcoming floor plan featuring a formal living room plus a spacious dining and family room with soaring ceilings and a cozy wood-burning fireplace, creating the perfect gathering place for everyday living and entertaining. The kitchen offers abundant golden oak cabinetry, generous workspace, and a convenient breakfast bar overlooking the living areas. The spacious primary suite is privately situated just off the family room and features high ceilings, a large walk-in closet, and an ensuite bath with a soaking tub, separate shower, dual vanities, and plenty of storage. A desirable split-bedroom floor plan places two additional generously sized bedrooms on the opposite side of the home, Have oversized closets and access to a spacious Jack-and-Jill style bath with dual vanities. Step outside and discover a private backyard retreat surrounded by mature landscaping, relax beneath the magnolia tree, or make the garden your own among established jasmine, hibiscus, palms, cactus, and beautiful plantings along the rock wall. It is a peaceful setting with plenty of potential for outdoor living and entertaining. Additional highlights include NEW WINDOWS installed in 2023, water heater 2023, HVAC 2015, and an oversized 2-car garage with extra room for storage, hobbies, or a workshop. Location is another reason to love this home! Tomoka Oaks is conveniently connected to The Trails area, putting shopping, dining, coffee, fitness, and everyday conveniences close by. Nearby walking and biking paths provide access to local parks and recreation, including the Nova Community Center with tennis, baseball fields, racquetball, a skatepark, and more. With a voluntary HOA ($95 voluntary) and a central Ormond Beach location close to schools, parks, shopping, dining, and recreation, this home offers the opportunity to enjoy an established neighborhood and a true sense of home. Come experience the charm of Tomoka Oaks and imagine making this special home your own!

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The essentials

Built
1983
Price / sqft
$188
On market
30 days
Annual tax
$4,035
HOA
$95/yr
Flood zone
X · Low risk
Lot
11,368 sqft
Type
Single Family Residence

At a glance

Single family
Built 1983
2 car garage
0.26 acres
Lot size
2,255 sqft
Living area

Payment

Est. monthly payment
$2,767/mo
Down payment (20%)
$84,780
Property taxes
$336/mo
HOA
$95/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1983
Lot
11,368 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
30
Ceiling Fans(s)
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Sidewalk
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$4,035
Parcel #
324227000040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tomoka Oaks
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
11,368 sqft
HOA
$95/yr

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #FC321413
$423,900
$188/sqft

Neighborhood

7 Waterfront CT
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $423,900
$417,500 – $423,900
98.4% – 100% of listTops out right at the list price
80% of listList price
141 of the last 281 home closings in 32174 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 30.

Sample: 281 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,767/mo
Principal & interest$2,211
Property taxes$336
Insurance$212
HOA$8
Down payment20% · $84,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$423,900

$188 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,255 sq ft

Time on market

30 days

Year built

1983

Monthly payment

About $2,767/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,035 annual tax bill, insurance, and the $95/yr HOA fee.

HOA fee

$95/yr

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byADAMS, CAMERON & CO., REALTORSListing agent: Priscilla ChanfrauListing data from Stellar MLS, MLS# FC321413.

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