4574 Wandering Oaks CT, photo 1
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Overview

2 bd2 ba1,045 sqft1 car garageTownhouse
TypeTownhouse
HOA$595/qtr
Built1985
Lot3,712 sqft
Living area1,045 sqft
Price / sqft$229
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)

4574 Wandering Oaks CT is a 1985-built home in Southern Villas, Jacksonville. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,045 square feet of living space. Listed at $239,000 (about $229/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $595 quarterly.

From the listing

PRICED TO SELL!! Welcome to Southern Villas! This charming 2-bedroom, 2-bath home offers 1,045 sq. ft. of comfortable living space, along with a 1-car garage and extended driveway for added parking and convenience. Enjoy your morning tea or coffee from the inviting paved front patio, a peaceful spot to relax and take in the neighborhood surroundings. The backyard offers a screened-in lanai, creating a comfortable outdoor space for relaxing or entertaining. A garden soaking tub adds an extra touch of relaxation to this private outdoor retreat. The home is located in the desirable Southern Villas community and features a low HOA fee of just $198/ month. With its manageable size, convenient features, and enjoyable outdoor spaces, this home is a great opportunity for those looking for comfortable Jacksonville living.

The essentials

Built
1985
Price / sqft
$229
On market
31 days
Annual tax
$3,293
HOA
$595/qtr
Flood zone
X · Low risk
Lot
3,712 sqft
Type
Townhouse

At a glance

Townhouse
Built 1985
1 car garage
3,712 sqft lot
Lot size
1,045 sqft
Living area

Payment

Est. monthly payment
$1,838/mo
Down payment (20%)
$47,800
Property taxes
$274/mo
HOA
$595/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1985
Lot
3,712 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
31
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Garden
Private Entrance
Rain Gutters
Sidewalk
Storage
Clubhouse
Community Mailbox
Sidewalks
Cooktop
Dishwasher
Dryer
Ice Maker
Microwave
Refrigerator
Washer
Elementary
Oceanway Elementary School
Middle
Florida Cyber Charter Academy At Clay-CL
High
First Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,293
Parcel #
156421-0216

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southern Villas
County
Duval
MLS Area
32257 - Jacksonville
Lot Size
3,712 sqft
HOA
$595/qtr
Southern Villas

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #FC321419
$239,000-2.4%
$229/sqft
9/13/2026
Listed for sale
Source: Stellar MLS #FC321419
$245,000
$234/sqft

Neighborhood

4574 Wandering Oaks CT
Jacksonville, FL, 32257 · 32257 - Jacksonville

Market insights

Offer Insights

Choose an offer strength

List price: $239,000
$239,000
99.5% – 100% of listTops out right at the list price
80% of listList price
44 of the last 54 townhouse or villa closings in Jacksonville landed at this number or higher (81%). The median one sat 14 days before it went under contract, and this one is on day 31 after a $6,000 cut.

Sample: 54 closed townhouse or villa sales in Jacksonville over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,838/mo
Principal & interest$1,246
Property taxes$274
Insurance$120
HOA$198
Down payment20% · $47,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,000

$229 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,045 sq ft

Time on market

31 days

Year built

1985

Monthly payment

About $1,838/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,293 annual tax bill, insurance, and the $595/qtr HOA fee.

HOA fee

$595/qtr

Managed by Southern Villas.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLPT REALTY, LLCListing agent: Mone DuboseListing data from Stellar MLS, MLS# FC321419.

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