653 Mahogany Run, photo 1
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Overview

0 baLand
TypeLand
HOA$565/qtr
Lot7,500 sqft

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About this home

Gated Community - GuardGolf Carts OKGolf

653 Mahogany Run is a home in Conservatory At Hammock Beach, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $565 quarterly.

From the listing

BUILD YOUR DREAM HOME IN THE CONSERVATORY AT HAMMOCK BEACH! Discover the opportunity to create your custom Florida retreat on this vacant homesite located within the prestigious gated community of The Conservatory at Hammock Beach in Palm Coast. Surrounded by distinctive architecture, beautifully maintained grounds and the natural beauty of one of Flagler County’s premier golf communities, this homesite offers an exceptional setting for a thoughtfully designed custom residence. The Conservatory is known for its intimate atmosphere, impressive homes and the spectacular Tom Watson-designed Conservatory Golf Course, creating a setting that combines privacy, elegance and the relaxed Florida lifestyle. Residents enjoy the security of a gated community. An optional membership to The Club at Hammock Beach Golf Resort & Spa provides access to an extraordinary collection of resort-style amenities, with membership options offering championship golf, including the Jack Nicklaus-designed Ocean Course and Tom Watson-designed Conservatory Course, along with pools, dining, fitness, spa and additional recreational opportunities.

The essentials

On market
24 days
Annual tax
$1,045
HOA
$565/qtr
Flood zone
X · Low risk
Lot
7,500 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
7,500 sqft lot
Lot size

Payment

Est. monthly payment
$956/mo
Down payment (20%)
$23,800
Property taxes
$87/mo
HOA
$565/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,500 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
24
Gated Community - Guard
Golf Carts OK
Golf
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,045
Parcel #
4210303210000000400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory At Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,500 sqft
HOA
$565/qtr
May Mgmt/Carsten Georg

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #FC321584
$119,000

Neighborhood

653 Mahogany Run
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$955/mo
Principal & interest$621
Property taxes$87
Insurance$60
HOA$188
Down payment20% · $23,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$119,000

Time on market

24 days

Monthly payment

About $956/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,045 annual tax bill, insurance, and the $565/qtr HOA fee.

HOA fee

$565/qtr

Managed by May Mgmt/Carsten Georg.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byELITE HOUSING ADVISORS, LLC.Listing agent: Barbara Ungerman, PAListing data from Stellar MLS, MLS# FC321584.

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