11 San Luis Ln, photo 1
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Overview

0 baLand
TypeLand
HOA$212/mo
Lot9,038 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Beach AreaDeed RestrictionsGated Community - GuardGolf Carts OKPoolTennis Court(s)

11 San Luis Ln is a home in Lakeside At Matanzas Shores, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $212 monthly.

From the listing

Lakeside at Matanzas offers you the opportunity to build your dream home on this large elevated corner lot. X flood zone (no flood insurance required). This community spans both sides of A1A from the Intracoastal to the ocean. The main community on the west side of A1A is gated with security from 6am to 10pm. Enjoy the reasonable monthly fee of $212.33 with high-end amenities such as gated private BEACH access to the Surf Club clubhouse and pool located across A1A. Also the community on the west side offers a clubhouse, a second pool, tennis, pickleball courts, many walking and biking paths plus INTRACOASTAL ACCESS with a fishing dock, kayak launch and kayak storage (nominal fee). Located in a welcoming coastal community offering a true Florida lifestyle that’s both tranquil and convenient. The lot is cleared of trees, level, elevated and high and dry. Underground utilities available. A quiet, friendly community and a true oasis. Close to conveniences yet away from crowds. A truly unbeatable location with first-class amenities for your Florida lifestyle.

The essentials

On market
380 days
Annual tax
$1,384
HOA
$212/mo
Flood zone
X · Low risk
Lot
9,038 sqft
Type
Land

At a glance

Land
Community pool
Shared amenity
9,038 sqft lot
Lot size

Payment

Est. monthly payment
$1,236/mo
Down payment (20%)
$31,800
Property taxes
$115/mo
HOA
$212/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,038 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
380
Beach Area
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Pool
Tennis Court(s)
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$1,384
Parcel #
3710313725000001220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeside At Matanzas Shores
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
9,038 sqft
ClearedCorner Lot
HOA
$212/mo
Matanzas Shores Owners Assoc Ivy

Price history

Date
Event
Price
3/14/2026
Price change
Source: Stellar MLS #FC313019
$159,000+6.7%
9/26/2025
Listed for sale
Source: Stellar MLS #FC313019
$149,000

Neighborhood

11 San Luis Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,236/mo
Principal & interest$829
Property taxes$115
Insurance$80
HOA$212
Down payment20% · $31,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$159,000

Time on market

380 days

Monthly payment

About $1,236/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,384 annual tax bill, insurance, and the $212/mo HOA fee.

HOA fee

$212/mo

Managed by Matanzas Shores Owners Assoc Ivy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byFLORIDA HOMES REALTY & MORTGAGEListing agent: Madalan MarineListing data from Stellar MLS, MLS# FC313019.

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