35 Coral Reef CT N, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,019 sqft

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About this home

35 Coral Reef CT N is a home in Palm Coast Sec 04, Palm Coast. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Want to build the Florida waterfront lifestyle without the cost of living on the coast? This fabulous lot is mostly in flood zone X, a very small strip right along the canal is AE and depending on how you build, you may not be required to have flood insurance, in a neighborhood with the median home value of $639,000. Boating is made easy with this lot, direct saltwater canal access to the Intercoastal Waterway, for excellent fishing, boating and gorgeous scenic shoreline. A recent seawall was put in in the last 5 years, part of the hard work has been done. Easy to clear the vegetation that is left and start building. Not ready to build, but want to invest for your future home? Lots of this size (80x125 ft) and a full quarter acre on saltwater canals are becoming fewer by the day. Palm Coast is a growing community offering great restaurants, shopping, and gorgeous golf courses not to mention the beautiful beaches within minutes of your new property. Conveniently located to the south of St. Augustine by only 30 minutes, you will never run out of great day trips. Convenient to I-95 making travel a breeze. Oh, and you can use your own builder.

The essentials

On market
3 days
Annual tax
$3,110
Flood zone
X, AE · Low risk
Lot
10,019 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
10,019 sqft lot
Lot size

Payment

Est. monthly payment
$1,459/mo
Down payment (20%)
$41,980
Property taxes
$259/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,019 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
3
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X, AE
Annual Tax (2025)
$3,110
Parcel #
07-11-31-7004-00110-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 04
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,019 sqft
PavedWooded

Price history

Date
Event
Price
10/11/2026
Price change
Source: Stellar MLS #OM733753
$209,900+0.4%
-
Price change
Source: Stellar MLS #OM733753
$209,000+900.0%
10/8/2026
Listed for sale
Source: Stellar MLS #OM733753
$20,900

Neighborhood

35 Coral Reef CT N
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,459/mo
Principal & interest$1,095
Property taxes$259
Insurance$105
Down payment20% · $41,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,900

Time on market

3 days

Monthly payment

About $1,459/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,110 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byRE/MAX PREMIER REALTY HWY 200Listing agent: Joe JacksonListing data from Stellar MLS, MLS# OM733753.

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