44 Club House Dr #105, photo 1
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Overview

2 bd2 ba1,127 sqftCondominium
TypeCondominium
HOA$616/mo
Built1977
Lot644 sqft
Living area1,127 sqft
Price / sqft$186

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primarybedroom UpstairsWalk-in Closet(s)BalconySidewalkBuyer Approval RequiredClubhouseCommunity Mailbox

44 Club House Dr #105 is a 1977-built home in Palm Club Condo, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,127 square feet of living space. Listed at $209,900 (about $186/sqft), 262 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $616 monthly.

From the listing

Don’t miss this rare opportunity to own a light-filled WATERFRONT townhome in a peaceful, amenity-rich community! Situated directly on a large saltwater canal, this updated home offers the ultimate Florida lifestyle—whether you're watching boats drift by or enjoying a quiet moment on your private balcony watching the sunset over the water. Inside, you’ll find brand-new flooring upstairs, easy-to-maintain tile downstairs, upgraded vanity and light fixtures, ceiling fans throughout, and an abundance of natural light that fills the space with warmth. The spacious layout is ideal for both everyday living and entertaining. Your HOA takes the stress out of everyday living—covering water, trash, cable/internet, and even pest control. The community features resort-style amenities like a sparkling pool, a welcoming clubhouse, and a scenic walking path—perfect for morning jogs or sunset strolls. Plus, you’re just minutes from golf courses, restaurants, shopping, and more! Whether you're seeking a full-time residence, vacation escape, or investment property, this waterfront gem checks all the boxes. Live where others vacation—schedule your private showing today!

The essentials

Built
1977
Price / sqft
$186
On market
262 days
Annual tax
$2,619
HOA
$616/mo
Flood zone
X · Low risk
Lot
644 sqft
Type
Condominium

At a glance

Condo
Built 1977
Waterfront
Canal - Saltwater
Community pool
Shared amenity
Private balcony
Outdoor space
1,127 sqft
Living area

Payment

Est. monthly payment
$2,034/mo
Down payment (20%)
$41,980
Property taxes
$218/mo
HOA
$616/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1977
Lot
644 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Saltwater
Days on Market
262
Ceiling Fans(s)
Primarybedroom Upstairs
Walk-in Closet(s)
Balcony
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Pool
Range
Refrigerator
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,619
Parcel #
07-11-31-7097-00030-1050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Club Condo
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
644 sqft
HOA
$616/mo
May Management

Price history

Date
Event
Price
7/9/2026
Price change
Source: Stellar MLS #FC315548
$209,900-4.5%
$186/sqft
-
Price change
Source: Stellar MLS #FC315548
$219,900-4.3%
$195/sqft
1/22/2026
Listed for sale
Source: Stellar MLS #FC315548
$229,900
$204/sqft

Neighborhood

44 Club House Dr #105
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $209,900
$205,000 – $209,900
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 262 after a $20,000 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,034/mo
Principal & interest$1,095
Property taxes$218
Insurance$105
HOA$616
Down payment20% · $41,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,900

$186 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,127 sq ft

Time on market

262 days

Year built

1977

Monthly payment

About $2,034/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,619 annual tax bill, insurance, and the $616/mo HOA fee.

HOA fee

$616/mo

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES UMPENHOUR INCListing agent: Savannah UmpenhourListing data from Stellar MLS, MLS# FC315548.

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