

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SAWMILL BRANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$21/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
50 Sawdust Ln is a 2026-built home in Sawmill Branch, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,714 square feet of living space. Listed at $279,400 (about $163/sqft), 255 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $249 annually.
Cash Buyer sales price with NO INCENTIVES! READY NOW! Welcome to the Aria, a thoughtfully designed new home floorplan that lives larger than its 1,714 square feet of living space. This single-story layout includes three bedrooms, two bathrooms, and a two-car garage, making it ideal for first-time buyers, downsizers, or anyone looking for a spacious and low-maintenance home. At the heart of the home is a bright, expansive layout that connects the kitchen, dining area, and living room. The kitchen features a large island that serves as a hub for cooking, casual dining, or entertaining. Whether you are hosting friends or enjoying a quiet night in, the Aria’s layout makes everyday living both easy and enjoyable. Natural light fills the living spaces thanks to oversized windows that enhance the home’s warm and inviting feel. The main suite is privately located and offers a large bathroom with a double vanity and walk-in shower, along with a generous walk-in closet that makes organizing a breeze. Two additional bedrooms provide space for family, guests, or a home office. Energy-efficient features and quality construction make the Aria a great choice for homeowners who want comfort, value, and style in a well-planned layout. With its modern finishes and flexible living space, the Aria is designed to fit a wide range of lifestyles.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$279,400
$163 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,714 sq ft
Time on market
255 days
Year built
2026
Monthly payment
About $1,978/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $249/yr HOA fee.
HOA fee
$249/yr
Managed by Sovereign & Jacobs.
Flood zone
Zone X & A
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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