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Overview

3 bd2 ba1,714 sqft2 car garageSingle Family
TypeSingle Family
HOA$249/yr
Built2026
Lot5,000 sqft
Living area1,714 sqft
Price / sqft$163
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SAWMILL BRANCH
Type
Single Family Residence

True monthly carry

HOA
~$21/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)ClubhouseDog Park

50 Sawdust Ln is a 2026-built home in Sawmill Branch, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,714 square feet of living space. Listed at $279,400 (about $163/sqft), 255 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $249 annually.

From the listing

Cash Buyer sales price with NO INCENTIVES! READY NOW! Welcome to the Aria, a thoughtfully designed new home floorplan that lives larger than its 1,714 square feet of living space. This single-story layout includes three bedrooms, two bathrooms, and a two-car garage, making it ideal for first-time buyers, downsizers, or anyone looking for a spacious and low-maintenance home. At the heart of the home is a bright, expansive layout that connects the kitchen, dining area, and living room. The kitchen features a large island that serves as a hub for cooking, casual dining, or entertaining. Whether you are hosting friends or enjoying a quiet night in, the Aria’s layout makes everyday living both easy and enjoyable. Natural light fills the living spaces thanks to oversized windows that enhance the home’s warm and inviting feel. The main suite is privately located and offers a large bathroom with a double vanity and walk-in shower, along with a generous walk-in closet that makes organizing a breeze. Two additional bedrooms provide space for family, guests, or a home office. Energy-efficient features and quality construction make the Aria a great choice for homeowners who want comfort, value, and style in a well-planned layout. With its modern finishes and flexible living space, the Aria is designed to fit a wide range of lifestyles.

The essentials

Built
2026
Price / sqft
$163
On market
255 days
Annual tax
$0
HOA
$249/yr
Flood zone
X & A · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
5,000 sqft lot
Lot size
1,714 sqft
Living area

Payment

Est. monthly payment
$1,978/mo
Down payment (20%)
$55,880
Property taxes
$0/mo
HOA
$249/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
255
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X & A
Annual Tax (2025)
$0
Parcel #
21-10-30-5416-00000-3450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Branch
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
5,000 sqft
HOA
$249/yr
Sovereign & Jacobs

Price history

Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #FC315739
$279,400-12.5%
$163/sqft
-
Price change
Source: Stellar MLS #FC315739
$319,400-3.8%
$186/sqft
1/29/2026
Listed for sale
Source: Stellar MLS #FC315739
$331,990
$194/sqft

Neighborhood

50 Sawdust Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $279,400
$275,000 – $279,400
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 255 after a $52,590 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,979/mo
Principal & interest$1,457
Property taxes$361
Insurance$140
HOA$21
Down payment20% · $55,880
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,400

$163 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,714 sq ft

Time on market

255 days

Year built

2026

Monthly payment

About $1,978/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $249/yr HOA fee.

HOA fee

$249/yr

Managed by Sovereign & Jacobs.

Flood zone

Zone X & A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY INC.Listing agent: Charlie RogersListing data from Stellar MLS, MLS# FC315739.

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