45 Winchester Rd, photo 1
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Overview

4 bd3 ba3,001 sqft2 car garageSingle Family
TypeSingle Family
HOA$395/qtr
Built1987
Lot346,825 sqft
Living area3,001 sqft
Price / sqft$300
Garage2 car

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About this home

Eat-in KitchenHigh CeilingsWalk-in Closet(s)Window TreatmentsGardenPrivate YardConvection OvenDishwasher

45 Winchester Rd is a 1987-built home in Eagle Rock Ranch Sub, Ormond Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,001 square feet of living space. Listed at $899,000 (about $300/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $395 quarterly.

From the listing

Eagle Rock Estates at its very best! This parcel was handpicked by the developer as his personal building site, featuring 8 acres of green grass shaded by live oaks, magnolias and a healthy pine forest. The stately home pays homage to George Washington's Mount Vernon estate and is centered perfectly within the serene, natural, private park setting where deer graze daily around a stocked private pond. Step inside to become immersed in the subtle charm of traditional Georgian architecture, complemented by casual, contemporary appointments within the bright, open floorplan situated beneath 10 ft ceilings throughout the first floor. Enter the home to find a grand foyer where a handsome brick fireplace is the centerpiece of the main living spaces and serves as a subtle buffer between the sprawling island kitchen and the gracious dining, entertaining and relaxing spaces, which are flooded with soft natural light through generous window spaces. A lovely floating staircase leads to the second floor where you will find 3 bedrooms, 2 baths, a dedicated laundry room and a half wall landing den that could serve as a home office or gym. The primary suite leaves nothing to be desired, featuring a spectacular bath with double raised wash basins, a beautiful clawfoot tub and a tremendous shower with exquisite tile work. His closet is a gracious walk-in with custom built-ins while she enjoys a fabulous 9x15 wardrobe with a sophisticated closet system, incredible storage and custom make-up prep station. The two additional bedrooms share a lovely common bath. An arched, covered breezeway leads from the main home to the oversized detached bonus room, which could become full guest quarters, a corporate home office or the ultimate children's (or adult) playroom. This tremendous, separate structure measures 25x23 and served the original owners as a library; however, the options for the next owner are plentiful. Originally constructed for the developer/contractor as his personal home to high standards and that integrity is evident as you walk through the home today. While almost all of the neighboring properties in this coveted, gated equestrian community are 5 acres, the developer took the opportunity to carve out 7.97 acres at the end of peaceful Winchester Road ensuring complete privacy. He also secured the iconic address of "45 Winchester" for his to scale rendition of one of our nation's most treasured homes. Eagle Rock Estates is truly a one-of-a-kind gated community with a clubhouse, pool and equestrian rink. Locals love its close proximity to the heart of Ormond Beach and the predictable peace and quiet that comes with a community where just 65 neighboring homesites enjoy a minimum of 5 acres. This property has been priced to sell and while the photos and virtual tour tell the story, it must be visited in person to fully appreciate the value offered here.

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The essentials

Built
1987
Price / sqft
$300
On market
21 days
Annual tax
$7,926
HOA
$395/qtr
Flood zone
X · Low risk
Lot
346,825 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
2 car garage
Circular Driveway
7.96 acres
Lot size
3,001 sqft
Living area

Payment

Est. monthly payment
$5,931/mo
Down payment (20%)
$179,800
Property taxes
$660/mo
HOA
$395/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
346,825 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, RV Access/Parking
Days on Market
21
Eat-in Kitchen
High Ceilings
Walk-in Closet(s)
Window Treatments
Garden
Private Yard
Convection Oven
Dishwasher
Microwave
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,926
Parcel #
15-13-31-1910-00000-0500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Eagle Rock Ranch Sub
County
Flagler
MLS Area
32174 - Ormond Beach
Lot Size
346,825 sqft
ClearedPastureStreet Dead-EndZoned for Horses
HOA
$395/qtr
Coast to Coast Assc Mgmt

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #FC321684
$899,000
$300/sqft

Neighborhood

45 Winchester Rd
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $899,000
$885,000 – $899,000
98.4% – 100% of listTops out right at the list price
80% of listList price
146 of the last 288 home closings in 32174 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 21.

Sample: 288 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,931/mo
Principal & interest$4,689
Property taxes$660
Insurance$450
HOA$132
Down payment20% · $179,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$899,000

$300 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,001 sq ft

Time on market

21 days

Year built

1987

Monthly payment

About $5,931/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,926 annual tax bill, insurance, and the $395/qtr HOA fee.

HOA fee

$395/qtr

Managed by Coast to Coast Assc Mgmt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byADAMS, CAMERON & CO., REALTORSListing agent: Ryan AdamsListing data from Stellar MLS, MLS# FC321684.

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