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Overview

5 bd5 ba3,802 sqft2 car garageSingle Family
TypeSingle Family
HOA$495/qtr
Built1990
Lot21,344 sqft
Living area3,802 sqft
Price / sqft$256
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Dry BarEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Window Treatments

38 Winding Creek Way is a 1990-built home in Breakaway Trails, Ormond Beach. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,802 square feet of living space. Listed at $974,900 (about $256/sqft), 136 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $495 quarterly.

From the listing

Backed by a 2025 professional appraisal of $1,100,000, this outstanding home is located in the prestigious Breakaway Trails gated community with 24-hour security, this exceptional brick estate offers luxury living, modern upgrades, and incredible indoor-outdoor entertaining. Priced to sell, Featuring 5 bedrooms, 4 full bathrooms, and 1 half bath, this beautifully maintained home offers 3,802 square feet under air and over 5,150 total square feet of living space, including a large bonus room perfect for a media room, game room, home office, or additional living space. The custom-designed kitchen showcases granite countertops, custom cabinetry, and updated appliances installed in 2023. Elegant finishes continue throughout the home with marble tile bathrooms, custom cabinetry in all bathrooms, and California Closets in the spacious primary suite. Major recent upgrades provide peace of mind and modern convenience, including: • New roof (2023) • New vinyl fencing (2025) • New hot water heater (2025) • New AC ductwork • Sprinkler system (2023) • 60-amp EV charger installed (2025) Step outside to your private backyard retreat featuring a fully equipped outdoor kitchen, pool bath, and a newly resurfaced 36x16 swimming pool completed in 2025 — perfect for entertaining or relaxing year-round. This stunning home combines timeless craftsmanship, thoughtful upgrades, and resort-style amenities in one of the area's most sought-after communities.

The essentials

Built
1990
Price / sqft
$256
On market
136 days
Annual tax
$7,974
HOA
$495/qtr
Flood zone
X · Low risk
Lot
21,344 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
In Ground
2 car garage
0.49 acres
Lot size
3,802 sqft
Living area

Payment

Est. monthly payment
$6,401/mo
Down payment (20%)
$194,980
Property taxes
$665/mo
HOA
$495/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
21,344 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground, Salt Water, Screen Enclosure
Days on Market
136
Dry Bar
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
French Doors
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,974
Parcel #
412601000270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Breakaway Trails
County
Volusia
MLS Area
32176 - Ormond Beach
Lot Size
21,344 sqft
HOA
$495/qtr
Elisa Brandt

Price history

Date
Event
Price
8/12/2026
Price change
Source: Stellar MLS #NS1088348
$974,900-2.4%
$256/sqft
5/28/2026
Listed for sale
Source: Stellar MLS #NS1088348
$999,000
$263/sqft

Neighborhood

38 Winding Creek Way
Ormond Beach, FL, 32176 · 32176 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $974,900
$950,000 – $974,900
97.2% – 100% of listTops out right at the list price
80% of listList price
33 of the last 64 home closings in 32176 landed at this number or higher (52%). The median one sat 17 days before it went under contract, and this one is on day 136 after a $24,100 cut.

Sample: 64 closed home sales in 32176 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,401/mo
Principal & interest$5,084
Property taxes$665
Insurance$487
HOA$165
Down payment20% · $194,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$974,900

$256 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,802 sq ft

Time on market

136 days

Year built

1990

Monthly payment

About $6,401/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,974 annual tax bill, insurance, and the $495/qtr HOA fee.

HOA fee

$495/qtr

Managed by Elisa Brandt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWHITE WHALE REAL ESTATEListing agent: Susan IannuzziListing data from Stellar MLS, MLS# NS1088348.

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