20 MID Oaks Cir, photo 1
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Overview

2 bd2 ba912 sqftCondominium
TypeCondominium
HOA$1,725/qtr
Built1980
Lot1,058 sqft
Living area912 sqft
Price / sqft$181

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLaminate CountersWalk-in Closet(s)Private EntranceSidewalkClubhouseFitness Center

20 MID Oaks Cir is a 1980-built home in Palm Coast Fairways Condo, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 912 square feet of living space. Listed at $165,000 (about $181/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,725 quarterly.

From the listing

MOVE-IN READY 2-BEDROOM, 2-BATH CONDO IN A PEACEFUL WOODED SETTING! This beautifully maintained second-floor condo offers an open layout, new laminate flooring throughout the main living areas, tile in the wet areas, and fresh interior paint. Surrounded by a canopy of mature oak trees, this home provides a private, tranquil setting while still being conveniently close to shopping, dining, walking and biking trails, the Intracoastal Waterway, and area beaches. The spacious living room features large sliding glass doors leading to an enclosed lanai, creating a wonderful space to relax and enjoy the peaceful wooded surroundings. The kitchen offers a full complement of appliances, including stove, refrigerator, dishwasher, microwave, and a full-size stackable washer and dryer. Kitchen appliances, along with the A/C and water heater, were updated in 2016. The primary bedroom features an en-suite bath, a walk-in closet, and its own slider providing access to the enclosed lanai. The second bedroom and additional half bath offer flexibility for guests, a home office, or everyday living. Enjoy an active or relaxed lifestyle in this welcoming community, featuring a heated pool, clubhouse, tennis and pickleball courts, sidewalks, and walking trails. Whether you’re looking to stay active or simply unwind beneath the oak trees, there’s something for everyone. The HOA includes water, sewer, trash, cable, building and roof maintenance, landscaping, and interior and exterior pest control, providing added convenience and value. Located within convenient driving distance of St. Augustine, Ormond Beach, and Daytona Beach, this condo combines a private wooded atmosphere with easy access to beaches, dining, shopping, recreation, and the Intracoastal Waterway. Come see why this move-in-ready condo is the perfect place to enjoy Florida living—be as active or as low-key as you want!

The essentials

Built
1980
Price / sqft
$181
On market
3 days
Annual tax
$2,842
HOA
$1,725/qtr
Flood zone
X · Low risk
Lot
1,058 sqft
Type
Condominium

At a glance

Condo
Built 1980
Community pool
Fitness center too
912 sqft
Living area

Payment

Est. monthly payment
$1,755/mo
Down payment (20%)
$33,000
Property taxes
$237/mo
HOA
$1,725/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1980
Lot
1,058 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
3
Ceiling Fans(s)
Eat-in Kitchen
Laminate Counters
Walk-in Closet(s)
Private Entrance
Sidewalk
Clubhouse
Fitness Center
Pool
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,842
Parcel #
07-11-31-7099-00300-0202

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Fairways Condo
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
1,058 sqft
Cul-De-SacNear Golf Course
HOA
$1,725/qtr
Teri Williams

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #FC321990
$165,000
$181/sqft

Neighborhood

20 MID Oaks Cir
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$160,000 – $165,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 3.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,755/mo
Principal & interest$861
Property taxes$237
Insurance$83
HOA$575
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$181 per sq ft

Beds and baths

2 beds, 2 baths

Size

912 sq ft

Time on market

3 days

Year built

1980

Monthly payment

About $1,755/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,842 annual tax bill, insurance, and the $1,725/qtr HOA fee.

HOA fee

$1,725/qtr

Managed by Teri Williams.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXIT REALTY FIRST CHOICEListing agent: Mary Jane HollandListing data from Stellar MLS, MLS# FC321990.

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