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Overview

3 bd2 ba1,624 sqftSingle Family
TypeSingle Family
HOA$190/mo
Built2022
Lot6,011 sqft
Living area1,624 sqft
Price / sqft$237

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatTray Ceiling(s)Vaulted Ceiling(s)

55 Matanzas Lakes Dr is a 2022-built home in Matanzas Lakes Sub, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,624 square feet of living space. Listed at $384,350 (about $237/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $190 monthly.

From the listing

Virtually Staged. Your Next Chapter Starts Here! Morning coffee on the covered front porch. Dinner sizzling on the grill, followed by an evening outside on the extended patio. And when you're ready to get out and enjoy the day, a gated community with amenities just beyond your front door. At 55 Matanzas Lakes Drive, home is about more than four walls—it's about enjoying the lifestyle you've worked toward. Built in 2022 by local builder SeaGate Homes, this concrete-block residence offers 1,624 square feet of light-filled living space, with three bedrooms, two bathrooms, and a two-car garage. Ceramic tile flooring runs throughout the main living areas, while carpeted bedrooms provide a comfortable place to unwind. The outdoor space is a standout. Step through the screened lanai to an extended concrete patio with room to grill, entertain, or simply enjoy Florida's outdoor living. The fully fenced backyard adds privacy and flexibility, whether you're hosting friends, spending time with family, or enjoying a quiet afternoon at home. Out front, the brick-paver driveway and covered porch create a welcoming first impression. Matanzas Lakes is a gated 55+ community featuring two gated entrances, sidewalks, underground utilities, a community pool, pickleball courts, and additional amenities designed to make it easy to stay active and connected. If you've been looking for a newer Palm Coast home that combines low-maintenance living, inviting outdoor space, and community amenities, come see how good your next chapter looks here!

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The essentials

Built
2022
Price / sqft
$237
On market
2 days
Annual tax
$4,135
HOA
$190/mo
Flood zone
X · Low risk
Lot
6,011 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
6,011 sqft lot
Lot size
1,624 sqft
Living area

Payment

Est. monthly payment
$2,732/mo
Down payment (20%)
$76,870
Property taxes
$345/mo
HOA
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,011 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
2
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Outdoor Grill
Sidewalk
Gated Community - No Guard
Pool
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,135
Parcel #
27-10-30-4260-00000-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Matanzas Lakes Sub
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,011 sqft
HOA
$190/mo
Matanzas Lakes

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #FC322076
$384,350
$237/sqft

Neighborhood

55 Matanzas Lakes Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $384,350
$380,000 – $384,350
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 2.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,731/mo
Principal & interest$2,005
Property taxes$345
Insurance$192
HOA$190
Down payment20% · $76,870
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$384,350

$237 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,624 sq ft

Time on market

2 days

Year built

2022

Monthly payment

About $2,732/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,135 annual tax bill, insurance, and the $190/mo HOA fee.

HOA fee

$190/mo

Managed by Matanzas Lakes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPALM GROUP REALTY LLCListing agent: Lucy EichListing data from Stellar MLS, MLS# FC322076.

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