3900 S Ocean Shore Blvd #5, photo 1
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Overview

2 bd2 ba1,184 sqft1 car garageTownhouse
TypeTownhouse
HOA$180/mo
Built1979
Lot1,045 sqft
Living area1,184 sqft
Price / sqft$320
Garage1 car

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About this home

Ceiling Fans(s)High CeilingsPrimarybedroom UpstairsBalconyPoolDishwasherDryerMicrowave

3900 S Ocean Shore Blvd #5 is a 1979-built home in Costa Del Sol, Flagler Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,184 square feet of living space. Listed at $379,000 (about $320/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 monthly.

From the listing

ONE OF FLAGLER BEACH’S BEST-KEPT SECRETS! Welcome to this charming oceanfront townhome community, where coastal living meets affordability with LOW HOA FEES of just $180 per month! Unlike many oceanfront properties, this is a townhome community with an HOA, NOT a condominium! Enjoy peace of mind with a NEW ROOF in 2025 and NEW HVAC in 2026! Perfectly situated between the Atlantic Ocean and the Intracoastal Waterway, adjacent to the natural beauty of Gamble Rogers State Park, and best of all, NOT IN A FLOOD ZONE! Spend your mornings strolling along the beach with PRIVATE BEACH ACCESS via the community walkover, cool off in the COMMUNITY POOL, or simply relax and enjoy the coastal breezes. The thoughtfully designed floor plan features a living area, kitchen, and full bathroom on the first floor, while upstairs you'll find two bedrooms and an additional full bathroom. Step onto the private balcony off the primary bedroom to enjoy beautiful OCEAN VIEWS and spectacular sunsets over the Intracoastal Waterway! Backing up to the protected natural beauty of Gamble Rogers State Park means NO REAR NEIGHBORS, just peaceful surroundings and abundant wildlife. An attached GARAGE adds convenience and valuable storage space for all your beach toys! And then there's FLAGLER BEACH itself! Often described as a town wonderfully "lost in time," this quaint coastal community is beloved for its locally owned shops and restaurants, dog-friendly beaches, golf-cart-friendly streets, and laid-back Old Florida charm. Whether you're searching for a full-time residence or the perfect beach getaway, this is your opportunity to enjoy the Florida coastal lifestyle without the high monthly fees! Come discover why this little slice of paradise is one of Flagler Beach's best-kept secrets! All information is intented to be accurate, but cannot be guaranteed.

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The essentials

Built
1979
Price / sqft
$320
On market
3 days
Annual tax
$5,299
HOA
$180/mo
Flood zone
X · Low risk
Lot
1,045 sqft
Type
Townhouse

At a glance

Townhouse
Built 1979
Community pool
Shared amenity
1 car garage
1,045 sqft lot
Lot size
1,184 sqft
Living area

Payment

Est. monthly payment
$2,788/mo
Down payment (20%)
$75,800
Property taxes
$442/mo
HOA
$180/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1979
Lot
1,045 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
3
Ceiling Fans(s)
High Ceilings
Primarybedroom Upstairs
Balcony
Pool
Dishwasher
Dryer
Microwave
Range
Washer
Flood Zone X
Annual Tax (2025)
$5,299
Parcel #
29-12-32-1210-00000-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Costa Del Sol
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
1,045 sqft
HOA
$180/mo
Costa Del Sol

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #FC322165
$379,000
$320/sqft

Neighborhood

3900 S Ocean Shore Blvd #5
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $379,000
$367,500 – $379,000
96.7% – 100% of listTops out right at the list price
80% of listList price
7 of the last 12 townhouse or villa closings in Flagler County landed at this number or higher (58%). The median one sat 57 days before it went under contract, and this one is on day 3.

Sample: 12 closed townhouse or villa sales in Flagler County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,788/mo
Principal & interest$1,977
Property taxes$442
Insurance$190
HOA$180
Down payment20% · $75,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,000

$320 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,184 sq ft

Time on market

3 days

Year built

1979

Monthly payment

About $2,788/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,299 annual tax bill, insurance, and the $180/mo HOA fee.

HOA fee

$180/mo

Managed by Costa Del Sol.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREALTY PROS ASSUREDListing agent: Tracy CarterListing data from Stellar MLS, MLS# FC322165.

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