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About this home
3900 S Ocean Shore Blvd #5 is a 1979-built home in Costa Del Sol, Flagler Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,184 square feet of living space. Listed at $379,000 (about $320/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 monthly.
ONE OF FLAGLER BEACH’S BEST-KEPT SECRETS! Welcome to this charming oceanfront townhome community, where coastal living meets affordability with LOW HOA FEES of just $180 per month! Unlike many oceanfront properties, this is a townhome community with an HOA, NOT a condominium! Enjoy peace of mind with a NEW ROOF in 2025 and NEW HVAC in 2026! Perfectly situated between the Atlantic Ocean and the Intracoastal Waterway, adjacent to the natural beauty of Gamble Rogers State Park, and best of all, NOT IN A FLOOD ZONE! Spend your mornings strolling along the beach with PRIVATE BEACH ACCESS via the community walkover, cool off in the COMMUNITY POOL, or simply relax and enjoy the coastal breezes. The thoughtfully designed floor plan features a living area, kitchen, and full bathroom on the first floor, while upstairs you'll find two bedrooms and an additional full bathroom. Step onto the private balcony off the primary bedroom to enjoy beautiful OCEAN VIEWS and spectacular sunsets over the Intracoastal Waterway! Backing up to the protected natural beauty of Gamble Rogers State Park means NO REAR NEIGHBORS, just peaceful surroundings and abundant wildlife. An attached GARAGE adds convenience and valuable storage space for all your beach toys! And then there's FLAGLER BEACH itself! Often described as a town wonderfully "lost in time," this quaint coastal community is beloved for its locally owned shops and restaurants, dog-friendly beaches, golf-cart-friendly streets, and laid-back Old Florida charm. Whether you're searching for a full-time residence or the perfect beach getaway, this is your opportunity to enjoy the Florida coastal lifestyle without the high monthly fees! Come discover why this little slice of paradise is one of Flagler Beach's best-kept secrets! All information is intented to be accurate, but cannot be guaranteed.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 12 closed townhouse or villa sales in Flagler County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$379,000
$320 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,184 sq ft
Time on market
3 days
Year built
1979
Monthly payment
About $2,788/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,299 annual tax bill, insurance, and the $180/mo HOA fee.
HOA fee
$180/mo
Managed by Costa Del Sol.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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