3651 S Central Ave #312, photo 1
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Overview

3 bd2 ba1,377 sqft1 car garageCondominium
TypeCondominium
HOA$1,000/mo
Built2002
Lot1,923 sqft
Living area1,377 sqft
Price / sqft$348
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)Window TreatmentsBalconySidewalksDishwasher

3651 S Central Ave #312 is a 2002-built home in South Beach Condo, Flagler Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,377 square feet of living space. Listed at $479,000 (about $348/sqft), 958 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,000 monthly.

From the listing

LOCATION LOCATION LOCATION * CENTER LOCATION * within the Building! Does Not get Sweeter than this! MUST SEA! Three Bedrooms/ Two Full Baths/ Outer Enclosed Balcony with Automatic Hurricane Shutter Provided! NEW SEAWALL and ADDED SCENIC PALM TREES! ALL SITE TESTING COMPLETE! NO SPECIAL ASSESSMENTS ON THE CALENDAR! FLAGLER BEACH! TOP FLOOR! Three Stories! HIGH END Furnishings Convey! There is a Murphy Bed in the guest bedroom! Laundry Facilities In-House! Elevator OPENS at the Front Door! Separate Single Garage On-Site! The MOST Beautiful Views of the Atlantic Ocean from the Screened Patio! Top Floor/ Central LOCATION in the Building! So Spacious FEELS LIKE HOME! Bring Your Toothbrush! CLEAR WINDOWS OVERLOOKING THE ATLANTIC OCEAN! SEA the POOL! OFFERS WELCOME!

The essentials

Built
2002
Price / sqft
$348
On market
958 days
Annual tax
$6,124
HOA
$1,000/mo
Flood zone
X · Low risk
Lot
1,923 sqft
Type
Condominium

At a glance

Condo
3 stories · 2002
Waterfront
Beach Front
Private pool
Child Safety Fence
1 car garage
Ground Level
Private balcony
Outdoor space

Payment

Est. monthly payment
$4,248/mo
Down payment (20%)
$95,800
Property taxes
$510/mo
HOA
$1,000/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2002
Lot
1,923 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Ground Level
Pool
Child Safety Fence, In Ground, Lighting
Waterfront
Beach Front, Intracoastal Waterway
Days on Market
958
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Window Treatments
Balcony
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2022)
$6,124
Parcel #
29-12-32-0000-01033-3120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
South Beach Condo
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
1,923 sqft
Sidewalk
HOA
$1,000/mo
May Management

Price history

Date
Event
Price
3/31/2026
Price change
Source: Stellar MLS #FC298560
$479,000-1.6%
$348/sqft
-
Price change
Source: Stellar MLS #FC298560
$487,000-7.2%
$354/sqft
2/26/2024
Listed for sale
Source: Stellar MLS #FC298560
$525,000
$381/sqft

Neighborhood

3651 S Central Ave #312
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $479,000
$467,500 – $479,000
97.4% – 100% of listTops out right at the list price
80% of listList price
13 of the last 25 condo closings in 32136 landed at this number or higher (52%). The median one sat 53 days before it went under contract, and this one is on day 958 after a $46,000 cut.

Sample: 25 closed condo sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,248/mo
Principal & interest$2,498
Property taxes$510
Insurance$240
HOA$1,000
Down payment20% · $95,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$479,000

$348 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,377 sq ft

Time on market

958 days

Year built

2002

Monthly payment

About $4,248/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,124 annual tax bill, insurance, and the $1,000/mo HOA fee.

HOA fee

$1,000/mo

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLAGLER REALTY, INC.Listing agent: Teri KingListing data from Stellar MLS, MLS# FC298560.

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