168 Stillwater Dr, photo 1
Active
1 / 4

Overview

4 bd4 ba2,830 sqft2 car garageSingle Family
TypeSingle Family
HOA$42/mo
Built2026
Lot7,188 sqft
Living area2,830 sqft
Price / sqft$220
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
VERANDA BAY
Type
Single Family Residence

True monthly carry

HOA
~$42/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorThermostatRain GuttersSidewalkClubhouse

168 Stillwater Dr is a 2026-built home in Veranda Bay, Flagler Beach. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,830 square feet of living space. Listed at $624,000 (about $220/sqft), 21 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $42 monthly.

From the listing

Under Construction. Under construction some selections have not been made. Design upgrades not included in this price. Modern luxe lifestyle. The Ella's inviting covered porch and welcoming foyer flow past the spacious flex room, offering views to the expansive great room and desirable large covered lanai beyond. The well-designed gourmet kitchen is enhanced by a large center island with breakfast bar, plenty of counter and cabinet space, and sizable walk-in pantry. The lovely primary bedroom suite is highlighted by a king-size walk-in closet and spa-like primary bath with dual-sink vanity, large luxe shower, and private water closet. The secondary bedroom features a roomy closet and shared hall bath. Secluded on the second floor is a bedroom suite with closet and shared hall bath, overlooking a generous loft. Additional highlights include a convenient everyday entry, centrally located laundry, and additional storage. Price does not include final design, the buyer has the option to select their design features.

The essentials

Built
2026
Price / sqft
$220
On market
21 days
Annual tax
$8,800
HOA
$42/mo
Flood zone
X · Low risk
Lot
7,188 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
Driveway
7,188 sqft lot
Lot size
2,830 sqft
Living area

Payment

Est. monthly payment
$4,341/mo
Down payment (20%)
$124,800
Property taxes
$733/mo
HOA
$42/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,188 sqft
Cooling
Zoned
Heating
Zoned
Parking
Driveway
Days on Market
21
High Ceilings
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Tankless Water Heater
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone x
Annual Tax (2026)
$8,800
Parcel #
38-12-31-7222-00000-2150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Veranda Bay
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
7,188 sqft
HOA
$42/mo
May Management

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #FC321691
$624,000-0.6%
$220/sqft
9/24/2026
Listed for sale
Source: Stellar MLS #FC321691
$627,550
$222/sqft

Neighborhood

168 Stillwater Dr
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $624,000
$605,000 – $624,000
97.2% – 100% of listTops out right at the list price
80% of listList price
57 of the last 112 home closings in 32136 landed at this number or higher (51%). The median one sat 74 days before it went under contract, and this one is on day 21 after a $3,550 cut.

Sample: 112 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,342/mo
Principal & interest$3,254
Property taxes$733
Insurance$312
HOA$42
Down payment20% · $124,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$624,000

$220 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,830 sq ft

Time on market

21 days

Year built

2026

Monthly payment

About $4,341/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,800 annual tax bill, insurance, and the $42/mo HOA fee.

HOA fee

$42/mo

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byJACKSONVILLE TBI REALTY LLCListing agent: Brian NelsonListing data from Stellar MLS, MLS# FC321691.

Keep exploring Florida

Pick up where you left off, or see what else is out there.