654 James Moore Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$600/qtr
Lot8,729 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Golf Carts OKSidewalksStreet Lights

654 James Moore Dr is a home in Cottages On 11th, Mount Dora. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 quarterly.

From the listing

Inspired by Mount Dora. Designed Around You.?Some homes are built to fit a floor plan. Yours should be built to fit your life. At Cottages on 11th, you'll begin with a homesite and a vision, creating a residence tailored to the way you live, entertain, and make memories. Surrounded by the charm of historic downtown Mount Dora, this boutique community of just 27 homes celebrates thoughtful design, timeless architecture, and homes that are as individual as the families who live in them.

The essentials

On market
237 days
Annual tax
$2,827
HOA
$600/qtr
Flood zone
X · Low risk
Lot
8,729 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,836/mo
Down payment (20%)
$49,000
Property taxes
$236/mo
HOA
$600/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
8,729 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
237
Golf Carts OK
Sidewalks
Street Lights
Elementary
Triangle Elem
Middle
Mount Dora Middle
High
Mount Dora High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,827
Parcel #
30-19-27-2300-000-00400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cottages On 11th
County
Lake
MLS Area
32757 - Mount Dora
Lot Size
8,729 sqft
BuildableCorner LotCity LimitsLevelPrivateRoom For PoolSidewalkPaved
HOA
$600/qtr
Tom Lightsey

Price history

Date
Event
Price
2/18/2026
Listed for sale
Source: Stellar MLS #G5108409
$245,000

Neighborhood

654 James Moore Dr
Mount Dora, FL, 32757 · 32757 - Mount Dora

Calculator

Est. monthly payment
$1,836/mo
Principal & interest$1,278
Property taxes$236
Insurance$123
HOA$200
Down payment20% · $49,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,000

Time on market

237 days

Monthly payment

About $1,836/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,827 annual tax bill, insurance, and the $600/qtr HOA fee.

HOA fee

$600/qtr

Managed by Tom Lightsey.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOLONY REALTY GROUP, INC.Listing agent: Simi LightseyListing data from Stellar MLS, MLS# G5108409.

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