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Overview

5 bd3 ba2,289 sqft2 car garageSingle Family
TypeSingle Family
HOA$393/mo
Built2026
Lot5,158 sqft
Living area2,289 sqft
Price / sqft$164
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SEMINOLE TRACE
Type
Single Family Residence

True monthly carry

HOA
~$393/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

48 Windmill Palm Way is a 2026-built home in Seminole Trace, Palm Coast. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,289 square feet of living space. Listed at $374,990 (about $164/sqft), 237 days on market. HOA runs $393 monthly.

From the listing

Virtually Staged. Under Construction. Step inside The Edison II through an impressive double-door entry and discover a thoughtfully designed home offering five bedrooms and 9-foot ceilings throughout. The open-concept great room, dining area, and kitchen create a welcoming space ideal for everyday living and entertaining. The chef-inspired kitchen features a spacious, solid-surface island perfect for gathering, along with a walk-in pantry that provides ample storage. The private primary suite is thoughtfully positioned away from the additional bedrooms, creating a true retreat. This serene space includes a spa-like en-suite bath with a soaking tub, walk-in shower, dual sinks, and a separate water closet, along with an oversized walk-in closet to complete the experience. Step outside to a corner covered lanai overlooking a fully landscaped backyard, offering the perfect setting to relax and unwind. Photos are representative of an Edison II Floorplan**

The essentials

Built
2026
Price / sqft
$164
On market
237 days
Annual tax
$1,727
HOA
$393/mo
Lot
5,158 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
5,158 sqft lot
Lot size
2,289 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,680/mo
Down payment (20%)
$74,998
Property taxes
$144/mo
HOA
$393/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,158 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
237
Annual Tax (2025)
$1,727

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seminole Trace
County
Flagler
Lot Size
5,158 sqft
HOA
$393/mo

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #G5108674
$374,990-10.1%
$164/sqft
2/23/2026
Listed for sale
Source: Stellar MLS #G5108674
$416,990
$182/sqft

Neighborhood

48 Windmill Palm Way
Palm Coast, FL, 32164

Market insights

Offer Insights

Choose an offer strength

List price: $374,990
$372,500 – $374,990
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 237 after a $42,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,680/mo
Principal & interest$1,956
Property taxes$144
Insurance$187
HOA$393
Down payment20% · $74,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$374,990

$164 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,289 sq ft

Time on market

237 days

Year built

2026

Monthly payment

About $2,680/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,727 annual tax bill, insurance, and the $393/mo HOA fee.

HOA fee

$393/mo

Offer

What should I offer?

Have another question?

Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Nancy Pruitt, PAListing data from Stellar MLS, MLS# G5108674.

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