

Overview
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About this home
260 S Central Ave is a 1998-built home in Mitchenors Add, Umatilla. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,160 square feet of living space. Listed at $415,000 (about $192/sqft), 173 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Lake-view duplex in Umatilla with income in place. It has two 2BR/2BA units with separate utilities, both tenant-occupied and professionally managed, and reported annual income of about 27K. Recent updates have addressed the major capital items. The property was previously run as a furnished short-term rental, so it can work as a long-term rental or a furnished mid-term rental. Block construction, tile and laminate floors, central air, and views of Lake Enola. Flood zone AE, so buyers should get an insurance quote early. The sale requires a lot split, which the City of Umatilla supports, so final lot dimensions and taxes are estimates. The lakefront home next door is also for sale, and buying both avoids the split. Close to downtown Umatilla and SR 19.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$415,000
$192 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,160 sq ft
Time on market
176 days
Year built
1998
Monthly payment
About $2,663/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,500 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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