40090 County Rd 439, photo 1
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Overview

4 bd2 ba1,944 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built2020
Lot207,501 sqft
Living area1,944 sqft
Price / sqft$244

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatVaulted Ceiling(s)

40090 County Rd 439 is a 2020-built home in Pine Farms Tr 13, Umatilla. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,944 square feet of living space. Listed at $474,900 (about $244/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to wide-open country living! Set on 4.81 peaceful acres, this beautifully maintained 2020 manufactured home offers 1,944 square feet, 4 bedrooms and 2 baths, with plenty of room both inside and out to spread out, slow down and enjoy a little more breathing room. Step inside to a bright, open floor plan filled with natural light and accented by crown molding throughout, giving the home a polished touch while still keeping that comfortable country feel. The spacious living areas flow easily together, making everyday living simple and giving you plenty of room for family gatherings, entertaining or just relaxing at home. The primary suite offers a quiet retreat with a generous walk-in closet, while the additional bedrooms provide plenty of space for family, guests, an office or hobby room. With four bedrooms, there is room here to fit just about every stage of life. Outside is where this property really shines. With 4.81 acres, you have room to enjoy the outdoors, create a garden, bring your toys, add recreational space or simply enjoy the privacy and peaceful surroundings that acreage provides. A deck added in 2024 gives you the perfect spot to watch the deer with morning coffee, evening sunsets or simply sitting back and enjoying the quiet. The property also features a 30x30 metal workshop built in 2024, offering excellent space for projects, equipment, storage, vehicles or hobbies. A water softener added in 2021 is another thoughtful upgrade that adds everyday convenience. Whether you are dreaming of a quieter lifestyle, more room for your family, space for your hobbies or simply a place where you can stretch out and enjoy the outdoors, this property delivers the kind of freedom that is getting harder to find. Nearly five acres, a spacious 2020 home, a 30x30 workshop, a newer deck, and room to live life your way—welcome to country living! ***Because of restricted airspace, drone photos are not available.*** CHECK OUT THE TWO VIDEOS Please note that all information and measurements are intended to be accurate but are not guaranteed. Buyers and their agents should verify all property details, including zoning, schools, HOA rules, pet policies, and other potential uses important to buyers.

The essentials

Built
2020
Price / sqft
$244
On market
13 days
Annual tax
$2,660
Flood zone
X · Low risk
Lot
207,501 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2020
4.81 acres
Lot size
1,944 sqft
Living area

Payment

Est. monthly payment
$2,936/mo
Down payment (20%)
$94,980
Property taxes
$222/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2020
Lot
207,501 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
13
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Yard
Storage
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,660
Parcel #
11-18-27-0003-000-01300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Farms Tr 13
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
207,501 sqft
Private

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #V4951398
$474,900
$244/sqft

Neighborhood

40090 County Rd 439
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $474,900
$465,000 – $474,900
98% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 32784 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 13.

Sample: 87 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,936/mo
Principal & interest$2,477
Property taxes$222
Insurance$237
Down payment20% · $94,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,900

$244 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,944 sq ft

Time on market

13 days

Year built

2020

Monthly payment

About $2,936/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,660 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byWATSON REALTY CORPListing agent: Sherri KingListing data from Stellar MLS, MLS# V4951398.

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