40145 W 7th Ave, photo 1
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Overview

4 bd3 ba2,347 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1990
Lot63,250 sqft
Living area2,347 sqft
Price / sqft$230
Garage2 car

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About this home

Ceiling Fans(s)Vaulted Ceiling(s)Awning(s)LightingRain GuttersRv HookupStorageDishwasher

40145 W 7th Ave is a 1990-built home in East Umatilla, Umatilla. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,347 square feet of living space. Listed at $540,000 (about $230/sqft), 153 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This charming four-bedroom, two-and-a-half-bathroom home, which is situated on a spacious 1.45 acres, provides the perfect mix of everyday convenience and privacy. With plenty of space for family, visitors, and entertaining, you will love the home's design and peaceful outdoor environment. The backyard features a large patio and picnic space for entertaining. With roomy living areas and a useful layout. Recently, the house was renovated. Ideal for families or anyone who simply needs more room. The house has a large, spacious living room with a vaulted ceiling and a stunning wood-burning fireplace made of rocks, as well as a separate dining area. updated kitchen and breakfast area. Every bathroom has a high-rise toilet. In addition, the house has a fenced-in backyard, a 1-30 amp RV plug on the north side, and a 1-50 amp RV plug on the south side. An additional storage shed and a shop. Plenty of space for your boats, RVs, and other belongings. Possibly room for a mini farm, animals, or garden. Enjoy the sunroom that leads outback to your huge yard for entertaining. The air conditioner is only about five years old, a new water heater is six months old, and a new roof was installed in May 2025. The county park, where family activities take place, is directly across from the house. Play sports, ride bikes, spend time on the trails, or just observe. All grade schools are within a mile or so away from the house. Minutes away from the local springs and Ocala National Forest. Only 45-60 minutes away from beaches or the city of Orlando. Schedule a visit to see this incredible house and everything in it. Some pictures are virtually staged.

The essentials

Built
1990
Price / sqft
$230
On market
163 days
Annual tax
$2,669
Flood zone
X · Low risk
Lot
63,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
2 car garage
1.45 acres
Lot size
2,347 sqft
Living area

Payment

Est. monthly payment
$3,308/mo
Down payment (20%)
$108,000
Property taxes
$222/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
63,250 sqft
Cooling
Central Air, Attic Fan
Heating
Central
Parking
-
Days on Market
163
Ceiling Fans(s)
Vaulted Ceiling(s)
Awning(s)
Lighting
Rain Gutters
Rv Hookup
Storage
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,669
Parcel #
08-18-27-0100-107-00800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
East Umatilla
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
63,250 sqft
ClearedIn CountyOversized LotUnpaved

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #G5111741
$540,000-0.6%
$230/sqft
-
Price change
Source: Stellar MLS #G5111741
$543,000-15.8%
$231/sqft
4/29/2026
Listed for sale
Source: Stellar MLS #G5111741
$645,000
$275/sqft

Neighborhood

40145 W 7th Ave
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $540,000
$530,000 – $540,000
98% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 32784 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 163 after a $105,000 cut.

Sample: 87 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,309/mo
Principal & interest$2,816
Property taxes$222
Insurance$270
Down payment20% · $108,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$540,000

$230 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,347 sq ft

Time on market

163 days

Year built

1990

Monthly payment

About $3,308/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,669 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byCOLDWELL BANKER VANGUARD EDGEListing agent: Christina NelsonListing data from Stellar MLS, MLS# G5111741.

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