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Overview

4 bd5 ba5,464 sqft4 car garageSingle Family
TypeSingle Family
HOA$405.6/yr
Built2026
Lot101,930 sqft
Living area5,464 sqft
Price / sqft$527
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DEER ISLAND CLUB PT REP A TR C-1
Type
Single Family Residence

True monthly carry

HOA
~$34/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Crown MoldingHigh CeilingsClubhouseDeed RestrictionsGolf Carts OKGolfPoolRestaurant

29901 Osprey CT is a 2026-built home in Deer Island Club Pt Rep A Tr C-1, Tavares. Inside you'll find 4 bedrooms, 5 bathrooms, and 5,464 square feet of living space. Listed at $2,878,160 (about $527/sqft), 177 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $405.6 annually.

From the listing

Pre-Construction. To be built. Rendering courtesy of Kevco Builders. Custom floor plans and modifications welcome. Final pricing subject to plan and square footage. Opportunities of this magnitude are not simply found, they are reserved. Offering the ultimate combination of lakefront, golf course, and island living all in one place, this is one of the last remaining buildable lakefront homesites on the legendary Harris Chain of Lakes. This commanding 2+ acre property offers approximately 164 feet of direct frontage on pristine Lake Dora and an unobstructed canvas to design your ultimate private estate — with no time restrictions to build and no limitation on vision. The inspired rendering by Kevco Builders is merely a starting point; bring your own floor plan or build something entirely bespoke. Nestled on Deer Island, a secluded 400-acre natural island embraced by Lake Dora and Lake Beauclair, the setting is as rare as the opportunity itself. Step off your private dock for an approximate 5-minute boat ride to the charming boutiques, acclaimed dining, and year-round festivals of historic Mount Dora, or cruise roughly 10 minutes to the vibrant waterfront scene of Tavares, America's Seaplane City. Orlando's world-class attractions are about 45 minutes away, and both the Atlantic and Gulf Coast beaches are within approximately 90 minutes; tranquil island living without sacrificing a thing. The community is anchored by Deer Island Country Club, home to an award-winning 18-hole championship golf course ranked #5 in Florida and among America's Top 50 Public Golf Courses with membership available but never required. The club also features 19th Wave, a restaurant and bar, all within a short golf cart ride from your front door. Lakefront lots on the Harris Chain simply are not replenished. This is a once-in-a-generation opportunity for the buyer who refuses to settle for anything less than extraordinary. * The photos of the house are of a previously built home. Some features and finishes are optional and can be discussed with the builder. *

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The essentials

Built
2026
Price / sqft
$527
On market
177 days
Annual tax
$11,096
HOA
$405.6/yr
Flood zone
X · Low risk
Lot
101,930 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Lake Privileges
Community pool
Shared amenity
4 car garage
2.34 acres
Lot size

Payment

Est. monthly payment
$17,409/mo
Down payment (20%)
$575,632
Property taxes
$925/mo
HOA
$405.6/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
101,930 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Lake Privileges
Days on Market
177
Crown Molding
High Ceilings
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Range
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$11,096
Parcel #
36-19-26-2010-000-00100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Deer Island Club Pt Rep A Tr C-1
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
101,930 sqft
ClearedOn Golf CoursePaved
HOA
$405.6/yr
Bonnie Gonzalez

Price history

Date
Event
Price
4/17/2026
Listed for sale
Source: Stellar MLS #G5111691
$2,878,160
$527/sqft

Neighborhood

29901 Osprey CT
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $2,878,160
$2.82M – $2.88M
97.8% – 100% of listTops out right at the list price
80% of listList price
110 of the last 219 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 177.

Sample: 219 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$17,409/mo
Principal & interest$15,011
Property taxes$925
Insurance$1,439
HOA$34
Down payment20% · $575,632
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,878,160

$527 per sq ft

Beds and baths

4 beds, 5 baths

Size

5,464 sq ft

Time on market

177 days

Year built

2026

Monthly payment

About $17,409/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,096 annual tax bill, insurance, and the $405.6/yr HOA fee.

HOA fee

$405.6/yr

Managed by Bonnie Gonzalez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Monica McDonaldListing data from Stellar MLS, MLS# G5111691.

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