3654 Hidden River Ln, photo 1
Active
1 / 40

Overview

4 bd4 ba4,071 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,275/yr
Built2027
Lot64,942 sqft
Living area4,071 sqft
Price / sqft$540
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
HIDDEN RIVER LAKES
Type
Single Family Residence

True monthly carry

HOA
~$106/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

3654 Hidden River Ln is a 2027-built home in Hidden River Lakes, Tavares. Inside you'll find 4 bedrooms, 4 bathrooms, and 4,071 square feet of living space. Listed at $2,199,000 (about $540/sqft), 138 days on market. Flood zone X / AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,275 annually.

From the listing

One or more photo(s) has been virtually staged. Under Construction. THIS HOME WILL BE SOLD TURNKEY ***** SEE PROGRESS PHOTOS ALONGSIDE RENDERINGS ***** BUILD IS ON SCHEDULE! Nestled within this beautiful gated community the Beauclair Model by McCloskey Homes Inc. redefines waterfront luxury. This exquisite custom residence offers 4,071 sqft of refined living space on 1.5 private acres with 150 feet of direct waterfront on a freshwater canal that opens to the renowned Harris Chain of Lakes. Here, every detail has been thoughtfully curated to create a modern yet warm home *** Step through the steel front door to the foyers' soaring 16ft ceiling that create an immediate sense of grandeur. Rich wood trim and beams add architectural warmth. The open floor-plan leads to a dramatic great room with inset modern fireplace; built-in features and stunning finishes. The thoughtfully designed layout includes ceiling heights of 10-15ft throughout, four generous bedrooms, four luxurious baths, a dedicated office, and a formal dining room *** The heart of the Beauclair is its seamless connection to the outdoors. The stunning recreation room features dramatic cathedral ceiling, a full bathroom, a bar with cabinetry, and corner-opening sliders that dissolve the boundaries between inside and out. Open them to transform the space into a breezy, light-filled extension of the travertine deck and sparkling salt-water pool. Just beyond, an outdoor kitchen beckons for al fresco gatherings, complete with high-end grill and beverage centre. Whether hosting sunset soirées or quiet evenings under the stars, this is living that flows effortlessly between refined interiors and breathtaking natural surroundings. *** Gourmet kitchen complete with a hidden pantry for seamless organization and storage. Premium integrated appliances included *** 150 feet of shoreline on a peaceful freshwater canal with direct access to the Harris Chain of Lakes, the Beauclair offers unparalleled boating, fishing, and waterfront enjoyment. The 1.5-acre lot provides privacy and space rarely found in today’s market, room for a future dock *** Modern in its clean lines and open concept, yet homely, the Beauclair by McCloskey Homes Inc is more than a residence—it is a lifestyle. Built with uncompromising quality and attention to detail, this home is ready to welcome those who appreciate luxury and connection to Florida’s natural beauty. Just a few miles from Historic Mt Dora and under an hour from MCO International airport, Disney World and all that Central Florida has to offer. Prospective buyers will find strong educational choices nearby. Notable public options include the highly rated Pinecrest Academy Tavares (a public charter school serving grades K–8, with a GreatSchools rating of 9/10 and ranking in the top 20% of Florida schools for overall test scores), along with the local zoned public schools in the Lake County School District such as Tavares Elementary, Tavares Middle, and Tavares High (all within a short drive). Private school choices close by include Liberty Christian Prep School (PK–12) in Tavares and the well-regarded Mount Dora Christian Academy (PK–12) in Mt Dora, which has earned strong Niche ratings and recent National Blue Ribbon recognition. Also within convenient reach is the Montverde Academy (PK–12) in Montverde—an independent college-preparatory school with an A+ Niche grade, known for rigorous academics, extensive athletics, and boarding options (approximately 15–18 miles / about a 30-minute drive). View now!

The essentials

Built
2027
Price / sqft
$540
On market
138 days
Annual tax
$4,217
HOA
$1,275/yr
Flood zone
X / AE · Low risk
Lot
64,942 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
Waterfront
Canal - Freshwater
Private pool
Heated
3 car garage
Driveway
1.49 acres
Lot size

Payment

Est. monthly payment
$13,026/mo
Down payment (20%)
$439,800
Property taxes
$351/mo
HOA
$1,275/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
64,942 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Side, Golf Cart Parking, Off Street, Oversized, Parking Pad
Pool
Deck, Gunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Tile
Waterfront
Canal - Freshwater
Days on Market
138
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Gated Community - No Guard
Golf Carts OK
Street Lights
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Freezer
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Tavares Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X / AE
Annual Tax (2026)
$4,217
Parcel #
02-20-26-0500-000-04200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hidden River Lakes
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
64,942 sqft
Near Golf CourseOversized LotStreet Dead-EndPrivate
HOA
$1,275/yr
Tanya Pannett

Price history

Date
Event
Price
5/27/2026
Listed for sale
Source: Stellar MLS #S5150154
$2,199,000
$540/sqft

Neighborhood

3654 Hidden River Ln
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $2,199,000
$2.15M – $2.20M
97.8% – 100% of listTops out right at the list price
80% of listList price
111 of the last 220 home closings in 32778 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 138.

Sample: 220 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$13,026/mo
Principal & interest$11,469
Property taxes$351
Insurance$1,100
HOA$106
Down payment20% · $439,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,199,000

$540 per sq ft

Beds and baths

4 beds, 4 baths

Size

4,071 sq ft

Time on market

138 days

Year built

2027

Monthly payment

About $13,026/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,217 annual tax bill, insurance, and the $1,275/yr HOA fee.

HOA fee

$1,275/yr

Managed by Tanya Pannett.

Flood zone

Zone X / AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Tanya PannettListing data from Stellar MLS, MLS# S5150154.

Keep exploring Florida

Pick up where you left off, or see what else is out there.