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Overview

2 bd2 ba1,217 sqft2 car garageSingle Family
TypeSingle Family
HOA$40/yr
Built1989
Lot7,976 sqft
Living area1,217 sqft
Price / sqft$234
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)

1381 Cr 446a is a 1989-built home in Tracys Point Add 06, Lake Panasoffkee. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,217 square feet of living space. Listed at $284,900 (about $234/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $40 annually.

From the listing

Welcome to your own Fisherman's Paradise in Tracy's Point community of Lake Panasoffkee! This 2-bedroom, 2-bath solid block home offers comfort, privacy and easy access to one of Florida's premier fishing and boating destinations. This spacious split floor plan features a large primary suite with en-suite bath, while the updated kitchen showcases quartz countertops, a farmhouse sink, center island, stainless steel appliances, and modern lighting. Enjoy peace of mind with a fully fenced yard, security system, well fed irrigation system, and a two-car garage with additional utility shed for storage. Community boat ramp access to Lake Panasoffkee is available for the low annual HOA fee. Conveniently located just minutes from I-75, shopping, dining, and outdoor recreation. Whether you're looking for a full-time residence, retirement retreat, or weekend getaway, this move-in-ready home offers the perfect blend of tranquility and convenience.

The essentials

Built
1989
Price / sqft
$234
On market
130 days
Annual tax
$1,812
HOA
$40/yr
Flood zone
X · Low risk
Lot
7,976 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
Garage Door Opener
7,976 sqft lot
Lot size
1,217 sqft
Living area

Payment

Est. monthly payment
$1,782/mo
Down payment (20%)
$56,980
Property taxes
$151/mo
HOA
$40/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
7,976 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
130
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Private Yard
Shade Shutter(s)
Sidewalk
Storage
Built-in Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,812
Parcel #
F32J071

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tracys Point Add 06
County
Sumter
MLS Area
33538 - Lake Panasoffkee
Lot Size
7,976 sqft
Corner Lot
HOA
$40/yr
See HOA disclosure

Price history

Date
Event
Price
8/4/2026
Price change
Source: Stellar MLS #G5113395
$284,900-1.4%
$234/sqft
6/7/2026
Listed for sale
Source: Stellar MLS #G5113395
$289,000
$237/sqft

Neighborhood

1381 Cr 446a
Lake Panasoffkee, FL, 33538 · 33538 - Lake Panasoffkee

Market insights

Offer Insights

Choose an offer strength

List price: $284,900
$262,500 – $284,900
92.3% – 100% of listTops out right at the list price
80% of listList price
21 of the last 41 home closings in 33538 landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 130 after a $4,100 cut.

Sample: 41 closed home sales in 33538 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,782/mo
Principal & interest$1,486
Property taxes$151
Insurance$142
HOA$3
Down payment20% · $56,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$284,900

$234 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,217 sq ft

Time on market

130 days

Year built

1989

Monthly payment

About $1,782/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,812 annual tax bill, insurance, and the $40/yr HOA fee.

HOA fee

$40/yr

Managed by See HOA disclosure.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCONNIE MAHAN REAL ESTATE GROUPListing agent: KRISTI KERSEYListing data from Stellar MLS, MLS# G5113395.

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