645 Cr 485a, photo 1
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Overview

2 bd2 ba720 sqftSingle Family
TypeSingle Family
HOANone listed
Built2024
Lot9,600 sqft
Living area720 sqft
Price / sqft$486

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingFire PitRv HookupDryerMicrowaveRange

645 Cr 485a is a 2024-built home in Panasoffkee Retreats, Lake Panasoffkee. Inside you'll find 2 bedrooms, 2 bathrooms, and 720 square feet of living space. Listed at $349,900 (about $486/sqft), 233 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

If you’ve been searching for a well-built waterfront home in Lake Panasoffkee with direct canal access to the lake, this property deserves your attention. Located on a canal just off Lake Panasoffkee, this home offers peaceful water views, excellent construction, and true Florida outdoor living. Constructed with durable metal siding and roofing, this home was built with strength and longevity in mind. Inside, you’ll find an open-concept layout with vaulted ceilings that make the main living area feel bright and spacious. Natural light pours in through multiple windows, showcasing clean lines, modern finishes, and a comfortable lake-house feel. The kitchen is thoughtfully designed with solid surface countertops, stainless appliances, ample cabinetry, and a functional galley layout that maximizes space and efficiency. The living and dining areas flow seamlessly together, creating an inviting setting for everyday living or weekend guests. The home features two well-appointed bedrooms and a beautifully finished bathroom with a walk-in tiled shower, subway tile walls, and pebble-style flooring for a custom touch. Step outside to the covered back porch overlooking the canal — this is where the lifestyle truly comes together. Enjoy morning coffee while watching the water, unwind in the evenings, or cast a fishing line right from your backyard. With quick access to Lake Panasoffkee, you’re minutes from boating, fishing, and exploring one of Central Florida’s most loved natural lakes. The property also includes a large covered metal carport structure, detached storage sheds for tools or hobbies, a dedicated laundry area, a covered patio with outdoor seating space, a hot tub setup overlooking the water, and open yard space with room to expand or personalize your outdoor living area. Whether you're looking for a full-time residence, seasonal retreat, Airbnb opportunity, or a fisherman’s getaway, 645 CR 485A offers solid construction, water access, and low-maintenance living in a prime Lake Panasoffkee location. Canal-front. Durable build. Move-in ready. Schedule your private showing and experience Florida waterfront living at its best.

The essentials

Built
2024
Price / sqft
$486
On market
233 days
Annual tax
$1,281
Flood zone
AE
Lot
9,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Waterfront
Canal - Freshwater
9,600 sqft lot
Lot size
720 sqft
Living area

Payment

Est. monthly payment
$2,107/mo
Down payment (20%)
$69,980
Property taxes
$107/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
9,600 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
RV Carport, RV Access/Parking
Waterfront
Canal - Freshwater
Days on Market
233
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Fire Pit
Rv Hookup
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Lake Panasoffkee Elementary
Middle
South Sumter Middle
High
South Sumter High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$1,281
Parcel #
J09A072

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Panasoffkee Retreats
County
Sumter
MLS Area
33538 - Lake Panasoffkee
Lot Size
9,600 sqft

Price history

Date
Event
Price
2/19/2026
Listed for sale
Source: Stellar MLS #G5107935
$349,900
$486/sqft

Neighborhood

645 Cr 485a
Lake Panasoffkee, FL, 33538 · 33538 - Lake Panasoffkee

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$327,500 – $349,900
93.8% – 100% of listTops out right at the list price
80% of listList price
20 of the last 39 home closings in 33538 landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 233.

Sample: 39 closed home sales in 33538 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,107/mo
Principal & interest$1,825
Property taxes$107
Insurance$175
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$486 per sq ft

Beds and baths

2 beds, 2 baths

Size

720 sq ft

Time on market

233 days

Year built

2024

Monthly payment

About $2,107/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,281 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXIT REAL ESTATE RESULTSListing agent: Shawna LafontListing data from Stellar MLS, MLS# G5107935.

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