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Overview

3 bd3 ba2,039 sqft2 car garageSingle Family
TypeSingle Family
HOA$67/mo
Built2018
Lot7,405 sqft
Living area2,039 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemOpen FloorplanPest Guard SystemPrimarybedroom UpstairsSmart Home

3946 Wind Dancer Cir is a 2018-built home in Esprit, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,039 square feet of living space. Listed at $419,000 (about $205/sqft), 130 days on market. Flood zone 12097C - confirm flood insurance requirements with your lender. HOA runs $67 monthly.

From the listing

Welcome home to this beautiful, move-in-ready residence located in the desirable Esprit community in St. Cloud. This 2018-built home offers a spacious open-concept floor plan with 3 bedrooms, 2.5 bathrooms, and over 2,000 sq. ft. of living space. The modern kitchen features solid-surface countertops and high-end stainless steel appliances, seamlessly flowing into the living areas—perfect for entertaining. The primary suite is a true retreat, complete with an ensuite bath and a generous walk-in closet. Enjoy the convenience of a 2-car garage, smart home features, and an irrigation system. Ideally situated just minutes from major highways, shopping, and supermarkets, this home offers the perfect balance of comfort, convenience, and location. Don’t miss this incredible opportunity!

The essentials

Built
2018
Price / sqft
$205
On market
130 days
Annual tax
$3,260
HOA
$67/mo
Flood zone
12097C
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
2 car garage
7,405 sqft lot
Lot size
2,039 sqft
Living area

Payment

Est. monthly payment
$2,733/mo
Down payment (20%)
$83,800
Property taxes
$272/mo
HOA
$67/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
130
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Open Floorplan
Pest Guard System
Primarybedroom Upstairs
Smart Home
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Balcony
Garden
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Canoe Creek K-8
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone 12097C
Annual Tax (2025)
$3,260
Parcel #
34-26-30-0097-0001-3770

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Esprit
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
7,405 sqft
HOA
$67/mo
ACCESS RESIDENTIAL MANAGMENT LLC

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #G5113499
$419,000-2.3%
$205/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #G5113499
$429,000
$210/sqft

Neighborhood

3946 Wind Dancer Cir
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $419,000
$417,500 – $419,000
99.5% – 100% of listTops out right at the list price
80% of listList price
243 of the last 393 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 130 after a $10,000 cut.

Sample: 393 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,733/mo
Principal & interest$2,185
Property taxes$272
Insurance$210
HOA$67
Down payment20% · $83,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,000

$205 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,039 sq ft

Time on market

130 days

Year built

2018

Monthly payment

About $2,733/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,260 annual tax bill, insurance, and the $67/mo HOA fee.

HOA fee

$67/mo

Managed by ACCESS RESIDENTIAL MANAGMENT LLC.

Flood zone

Zone 12097C

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byBRAZA HOMESListing agent: Jose PimentelListing data from Stellar MLS, MLS# G5113499.

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