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Overview

5 bd3 ba3,166 sqft2 car garageSingle Family
TypeSingle Family
HOA$105/mo
Built2022
Lot8,712 sqft
Living area3,166 sqft
Price / sqft$178
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)LightingSidewalkCommunity Mailbox

5052 Center CT is a 2022-built home in Hanover Lakes Ph 4, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,166 square feet of living space. Listed at $562,000 (about $178/sqft), 217 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 monthly.

From the listing

Take advantage of this move-in ready home in the exclusive waterfront community of Hanover Lakes! With a modern design, over $30,000 in upgrades. It's the perfect choice for those seeking comfort and convenience. A true turnkey opportunity!Open-concept living with a Chef's Kitchen featuring quartz countertops, premium cabinetry, center island & walk-in pantry. The spacious living room flows perfectly for entertaining or relaxing with the family.First-floor guest suite with full bath offers flexibility for guests or a home office. Upstairs, enjoy 4 more bedrooms + loft space. The oversized primary suite has space for a sitting area, large walk-in closet, and a spa-like bathroom with a garden tub & walk-in shower.Exterior features include a paver driveway, covered front patio & lush landscaping.Community Amenities:Boat lift with access to the Alligator Chain of Lakes,Resort-style pool,Covered playground,Mini soccer field,Dock & boat ramp. Just 25 mins to Lake Nona and 40 mins to Disney, Universal & Downtown Orlando.

The essentials

Built
2022
Price / sqft
$178
On market
217 days
Annual tax
$10,602
HOA
$105/mo
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
8,712 sqft lot
Lot size
3,166 sqft
Living area

Payment

Est. monthly payment
$4,201/mo
Down payment (20%)
$112,400
Property taxes
$884/mo
HOA
$105/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
8,712 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
217
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Lighting
Sidewalk
Community Mailbox
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,602
Parcel #
20-26-31-0137-0001-3450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Lakes Ph 4
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,712 sqft
HOA
$105/mo
Mary James

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #S5145318
$562,000-10.8%
$178/sqft
-
Price change
Source: Stellar MLS #S5145318
$629,900-2.9%
$199/sqft
3/7/2026
Listed for sale
Source: Stellar MLS #S5145318
$649,000
$205/sqft

Neighborhood

5052 Center CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $562,000
$560,000 – $562,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 217 after a $87,000 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,201/mo
Principal & interest$2,931
Property taxes$884
Insurance$281
HOA$105
Down payment20% · $112,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$562,000

$178 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,166 sq ft

Time on market

217 days

Year built

2022

Monthly payment

About $4,201/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,602 annual tax bill, insurance, and the $105/mo HOA fee.

HOA fee

$105/mo

Managed by Mary James.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY LLCListing agent: Monique MorganListing data from Stellar MLS, MLS# S5145318.

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