13490 SE 86th Cir, photo 1
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Overview

2 bd2 ba1,488 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2004
Lot5,663 sqft
Living area1,488 sqft
Price / sqft$168
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

13490 SE 86th Cir is a 2004-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,488 square feet of living space. Listed at $249,750 (about $168/sqft), 50 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Snowbird home. Looking for a new buyer that will love it for the winter or all year long. Concrete block and stucco, 2/2/2 with open floor plan. Nice eat-in kitchen with ample storage, closet pantry and bay window facing the street. Combination living/dining room with triple slider to the screened in lanai featuring wall mounted television. Primary bedroom with ensuite bath with upgraded, raised double sink vanity, water closet and walk-in closet. Large shower with clear, sliding glass enclosure. Inside laundry room with access to the garage entry. HVAC (2017) and shingles (2014). Golf cart, furniture/furnishing available under a separate package.

The essentials

Built
2004
Price / sqft
$168
On market
50 days
Annual tax
$4,111
HOA
$214/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Fitness center too
2 car garage
Driveway
5,663 sqft lot
Lot size
1,488 sqft
Living area

Payment

Est. monthly payment
$1,984/mo
Down payment (20%)
$49,950
Property taxes
$343/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
5,663 sqft
Cooling
Central Air, Humidity Control
Heating
Electric, Heat Pump
Parking
Driveway
Days on Market
50
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
No Truck/Rv/Motorcycle Parking
Pool
Restaurant
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Flood Zone x
Annual Tax (2025)
$4,111
Parcel #
6126-002-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
5,663 sqft
LandscapedLevelPaved
HOA
$214/mo
Nicole Arias - X224

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #G5116937
$249,750
$168/sqft

Neighborhood

13490 SE 86th Cir
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $249,750
$245,000 – $249,750
98% – 100% of listTops out right at the list price
80% of listList price
183 of the last 365 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 50.

Sample: 365 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,984/mo
Principal & interest$1,303
Property taxes$343
Insurance$125
HOA$214
Down payment20% · $49,950
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,750

$168 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,488 sq ft

Time on market

50 days

Year built

2004

Monthly payment

About $1,984/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,111 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias - X224.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Diane SiefkasListing data from Stellar MLS, MLS# G5116937.

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