13520 SE 87th Cir, photo 1
Active
1 / 31

Overview

2 bd2 ba1,554 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/mo
Built2003
Lot13,504 sqft
Living area1,554 sqft
Price / sqft$216
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersThermostatVaulted Ceiling(s)Private MailboxBuyer Approval RequiredClubhouseDog Park

13520 SE 87th Cir is a 2003-built home in Spruce Creek Country Club Echo Glen Ph 01, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,554 square feet of living space. Listed at $335,000 (about $216/sqft), 345 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 monthly.

From the listing

Enjoy one of the best views in Del Webb Spruce Creek from this beautifully updated home overlooking a peaceful pond and fountain with stunning western sunsets. As you step inside, you’re welcomed into a bright, open floor plan with uniform waterproof luxury vinyl plank flooring flowing throughout, complemented by new recessed lighting, modern fans, and updated fixtures. The light and airy eat-in kitchen features white cabinetry, white quartz countertops, a white tile backsplash, and brand-new Whirlpool stainless steel appliances, with matching quartz also carried into both bathrooms for a seamless, polished look. The living, dining, and kitchen areas connect effortlessly, making the space ideal for both relaxing and entertaining. The Florida room is lined with windows to take in the tranquil waterfront and sunset views, and when the weather is nice, step out under the pergola to relax and watch the fountain as the sun dips below the horizon. The home feels fresh inside and out with newly completed interior and exterior paint, and even the garage has been updated with a freshly epoxied floor. Additional highlights include a 2022 roof, 2021 A/C, and fully paid solar panels installed in 2018. Situated on an oversized lot, this move-in-ready home is located in a vibrant 55+ golf community offering three recreation complexes, two outdoor pools, an indoor lap pool, pickleball, tennis, shuffleboard, bocce ball, volleyball, a softball field, basketball court, walking trails, a state-of-the-art fitness center, and access to over 100 clubs and classes.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2003
Price / sqft
$216
On market
345 days
Annual tax
$1,918
HOA
$200/mo
Flood zone
X · Low risk
Lot
13,504 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Waterfront
Pond
Community pool
Fitness center too
2 car garage
0.31 acres
Lot size

Payment

Est. monthly payment
$2,274/mo
Down payment (20%)
$67,000
Property taxes
$160/mo
HOA
$200/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
13,504 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
345
Ceiling Fans(s)
Stone Counters
Thermostat
Vaulted Ceiling(s)
Private Mailbox
Buyer Approval Required
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$1,918
Parcel #
6127-100-006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Country Club Echo Glen Ph 01
County
Marion
MLS Area
34491 - Summerfield
Lot Size
13,504 sqft
HOA
$200/mo
Leland Management/ Nicole Arias

Price history

Date
Event
Price
8/15/2026
Price change
Source: Stellar MLS #G5104088
$335,000-1.5%
$216/sqft
-
Price change
Source: Stellar MLS #G5104088
$340,000-2.9%
$219/sqft
11/5/2025
Listed for sale
Source: Stellar MLS #G5104088
$350,000
$225/sqft

Neighborhood

13520 SE 87th Cir
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $335,000
$327,500 – $335,000
98% – 100% of listTops out right at the list price
80% of listList price
180 of the last 358 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 345 after a $15,000 cut.

Sample: 358 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,274/mo
Principal & interest$1,747
Property taxes$160
Insurance$168
HOA$200
Down payment20% · $67,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$335,000

$216 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,554 sq ft

Time on market

345 days

Year built

2003

Monthly payment

About $2,274/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,918 annual tax bill, insurance, and the $200/mo HOA fee.

HOA fee

$200/mo

Managed by Leland Management/ Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byARROW REALTY & INVESTMENTS INCListing agent: Rena MacPheeListing data from Stellar MLS, MLS# G5104088.

Keep exploring Florida

Pick up where you left off, or see what else is out there.