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Overview

4 bd3 ba2,565 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2014
Lot12,632 sqft
Living area2,565 sqft
Price / sqft$170
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Split BedroomVaulted Ceiling(s)LightingDishwasherMicrowaveRange

16362 SE 81st Ter is a 2014-built home in Orange Blossom Hills, Summerfield. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,565 square feet of living space. Listed at $435,000 (about $170/sqft), 63 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. POOL, 3-CAR GARAGE, NO HOA, and over 2,500 SQFT in one of Summerfield's most desirable neighborhoods...what more could you ask for?! Located in the HIGHLY DESIRABLE Orange Blossom neighborhood, this STUNNING 4-bedroom, 3-bath home offers a thoughtfully designed split floor plan that provides the perfect combination of space, privacy, and functionality. From the moment you step inside, the HIGH CEILINGS and abundance of NATURAL LIGHT create a bright, open, and inviting living space, with the added bonus of NO CARPET throughout the home. The kitchen features TONS of cabinet and countertop space, stainless steel appliances, and a large WALK-IN PANTRY providing plenty of additional storage. The oversized primary suite truly feels like its own private retreat, complete with DUAL WALK-IN CLOSETS and a one-of-a-kind primary bathroom featuring a beautiful soaking tub and DOUBLE WALK-IN SHOWER. On the opposite side of the home, you'll find three additional generously sized bedrooms, including a private MOTHER-IN-LAW SUITE with its own full bathroom and direct access to the patio and pool area, making it perfect for extended family, guests, or anyone looking for additional privacy. The home also features a dedicated MUD ROOM and LARGE LAUNDRY ROOM, providing even more space for storage and everyday organization. Step outside and you'll find the Florida lifestyle you've been looking for! The large COVERED AND SCREENED PATIO overlooks the POOL and provides plenty of space for entertaining, relaxing, or enjoying Florida weather year-round. The pool area is made even better with a CUSTOM-BUILT WOOD DECK, and an easily maintained yard allows you to spend more time enjoying your home and less time maintaining it. The MASSIVE 3-CAR GARAGE offers plenty of room for vehicles, storage, hobbies, or recreational equipment. Best of all, you can enjoy all of this with NO HOA while still being just minutes from The Villages Charter School and approximately 15 minutes from Lady Lake, giving you convenient access to shopping, dining, medical facilities, entertainment, and everything The Villages has. If you've been searching for a spacious POOL home with 4 bedrooms, a 3-car garage, NO HOA, a private mother-in-law suite, an incredible primary retreat, and a location that keeps you close to everything, this home checks ALL the boxes. Don't miss your opportunity to make it yours!

The essentials

Built
2014
Price / sqft
$170
On market
63 days
Annual tax
$5,785
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Private pool
Above Ground
3 car garage
0.29 acres
Lot size
2,565 sqft
Living area

Payment

Est. monthly payment
$2,969/mo
Down payment (20%)
$87,000
Property taxes
$482/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
12,632 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Above Ground
Days on Market
63
Built-in Features
Ceiling Fans(s)
Split Bedroom
Vaulted Ceiling(s)
Lighting
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,785
Parcel #
4703-042-057

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Orange Blossom Hills
County
Marion
MLS Area
34491 - Summerfield
Lot Size
12,632 sqft

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #OM730052
$435,000-1.1%
$170/sqft
8/8/2026
Listed for sale
Source: Stellar MLS #OM730052
$440,000
$172/sqft

Neighborhood

16362 SE 81st Ter
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$427,500 – $435,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 63 after a $5,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,968/mo
Principal & interest$2,269
Property taxes$482
Insurance$218
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,565 sq ft

Time on market

63 days

Year built

2014

Monthly payment

About $2,969/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,785 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byGAILEY ENTERPRISES REAL ESTATEListing agent: Aiyana WardListing data from Stellar MLS, MLS# OM730052.

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