14478 SE 107th Ter, photo 1
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Overview

4 bd5 ba3,258 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1974
Lot14,375 sqft
Living area3,258 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorThermostatBalconyDishwasherElectric Water Heater

14478 SE 107th Ter is a 1974-built home in Trotters, Summerfield. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,258 square feet of living space. Listed at $589,999 (about $181/sqft), 42 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Lakeside Paradise! Welcome to a 4 bedroom beauty with 3 full baths, 2 half baths and over 3200 sq ft of functional, flexible space. The large windows and rooftop terrace are a great way to enjoy the beautiful lake views. At the last portion of a private road, you'll have no traffic and a great place to walk. The home has been updated with a new high-end metal roof in 2021 and a new HVAC system in 2023. Spacious laundry room, primary suite, deck/dock, and breezeway will give you plenty of room to live comfortably and to host plenty of your friends. The home is equipped with extra space for parking and an over capable water treatment system. You can hop right on the boat for a few hours of fishing or for a dinner cruise to Eaton's Beach. The meticulous maintenance and attention to detail leave little to be desired and the elements of cozy charm will show you why this house feels so much like home. Come look and enjoy the view!

The essentials

Built
1974
Price / sqft
$181
On market
42 days
Annual tax
$3,307
Flood zone
X* · Low risk
Lot
14,375 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
Waterfront
Canal - Freshwater
2 car garage
0.33 acres
Lot size
3,258 sqft
Living area

Payment

Est. monthly payment
$3,648/mo
Down payment (20%)
$118,000
Property taxes
$276/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
14,375 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Freshwater
Days on Market
42
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Thermostat
Balcony
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$3,307
Parcel #
45839-006-01

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trotters
County
Marion
MLS Area
34491 - Summerfield
Lot Size
14,375 sqft

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #OM731310
$589,999-1.7%
$181/sqft
8/29/2026
Listed for sale
Source: Stellar MLS #OM731310
$599,999
$184/sqft

Neighborhood

14478 SE 107th Ter
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $589,999
$580,000 – $589,999
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 42 after a $10,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,648/mo
Principal & interest$3,077
Property taxes$276
Insurance$295
Down payment20% · $118,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,999

$181 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,258 sq ft

Time on market

42 days

Year built

1974

Monthly payment

About $3,648/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,307 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byFLORIDA ADVANTAGE REALTY GROUPListing agent: Darryl Stevens, IIListing data from Stellar MLS, MLS# OM731310.

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