10639 SE Sunset Harbor Rd, photo 1
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Overview

4 bd3 ba2,888 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1997
Lot169,013 sqft
Living area2,888 sqft
Price / sqft$239
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatTray Ceiling(s)

10639 SE Sunset Harbor Rd is a 1997-built home in Sunset Acres, Summerfield. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,888 square feet of living space. Listed at $690,000 (about $239/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

2021 ROOF • 2022 HVAC & HOT WATER HEATER • 2023 HEATED POOL • WATER VIEWS • MEDIA ROOM • This beautiful 4-bedroom, 3-bath pool home features gorgeous water views, offering the perfect blend of living and relaxation. Enter through the private gate, where magnificent oak trees welcome you to this exceptional pool home. The leaded-glass front door opens to an inviting entryway with tile flooring and a coat closet. The open living room and kitchen feature soaring CATHEDRAL CEILINGS and CROWN MOLDING THROUGHOUT. The living room offers wood flooring, a spacious storage closet, and French doors overlooking the pool and lake. The kitchen features tile and wood flooring, a tile backsplash, breakfast bar, stainless steel appliances, and a pantry closet. Enjoy beautiful pool and lake views from the kitchen window. The first-floor primary suite includes wood flooring, a tray ceiling, dual walk-in closets, and private pool access. The ensuite bathroom features tile flooring, a garden tub, a dual marble vanity, a walk-in shower, and a separate water closet. Three guest bedrooms offer ceiling fans and built-in closets. One is conveniently located on the first floor with wood flooring, while the two upstairs bedrooms are carpeted with built-in closets. A full guest bathroom on the first floor includes a tub-and-shower combination and tile flooring, with an additional full bathroom upstairs. The spacious upstairs MEDIA ROOM features carpeting, elevated seating, and shelving, making it perfect for movie nights or entertaining. Additional highlights include an indoor laundry room with a utility sink and extra storage, plus a side-entry two-car garage. The fabulous backyard is designed for the Florida lifestyle, featuring a screened-in HEATED SALT-WATER POOL, outdoor kitchen, large yard, and breathtaking lake views. This private retreat provides the perfect setting for entertaining guests, fishing, boating, and enjoying life on Lake Weir. PLEASE NOTE: While the property does not currently have a dock or direct water access, the sellers have received county approval to extend the existing canal to their property, offering an exciting opportunity to create direct access.

The essentials

Built
1997
Price / sqft
$239
On market
44 days
Annual tax
$9,661
Flood zone
X · Low risk
Lot
169,013 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Waterfront
Canal - Freshwater
Private pool
In Ground
2 car garage
Circular Driveway
3.88 acres
Lot size

Payment

Est. monthly payment
$4,749/mo
Down payment (20%)
$138,000
Property taxes
$805/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
169,013 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Circular Driveway, Driveway, Garage Faces Side
Pool
In Ground, Salt Water
Waterfront
Canal - Freshwater
Days on Market
44
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Outdoor Kitchen
Private Entrance
Rain Gutters
Cooktop
Dishwasher
Dryer
Freezer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$9,661
Parcel #
4825-011-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Acres
County
Marion
MLS Area
34491 - Summerfield
Lot Size
169,013 sqft
LandscapedPaved

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #G5116873
$690,000-4.8%
$239/sqft
-
Price change
Source: Stellar MLS #G5116873
$725,000-3.3%
$251/sqft
8/28/2026
Listed for sale
Source: Stellar MLS #G5116873
$750,000
$260/sqft

Neighborhood

10639 SE Sunset Harbor Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $690,000
$675,000 – $690,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 44 after a $60,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,749/mo
Principal & interest$3,599
Property taxes$805
Insurance$345
Down payment20% · $138,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$690,000

$239 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,888 sq ft

Time on market

44 days

Year built

1997

Monthly payment

About $4,749/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,661 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWORTH CLARK REALTYListing agent: Tamara Nelson-McDonaldListing data from Stellar MLS, MLS# G5116873.

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