13500 SE 97th Terrace Rd, photo 1
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Overview

2 bd3 ba2,333 sqft3 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2001
Lot9,148 sqft
Living area2,333 sqft
Price / sqft$193
Garage3 car

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Open house

Sunday, Oct 11 · 1:00 PM to 3:00 PM

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Window TreatmentsCooktop

13500 SE 97th Terrace Rd is a 2001-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 3 bathrooms, and 2,333 square feet of living space. Listed at $449,900 (about $193/sqft), 150 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

WOW!!!! $50,000.00 REDUCTION...HAMPTON MODEL - situated on the 8th hole of the Heritage golf course. Re-shingled 2021, Both HVAC (2025), private irrigation well, water softener, tankless water heater, SOLAR 2024, REPLACED WITH WARRANTY 12 WINDOWS - 2023, inside laundry with additional wash tub, and the extended oversized garage. Spacious, updated Estate home in Del Webb Spruce Creeks Golf & Country Club. This Hampton is an entertainer's dream, all the easy to maintain, concrete curbed landscape lend to its curb appeal, the driveway and walkway have brick pavers, while the electric screen door with garage side entry and golf cart garage, make it easy to let in a cross breeze. The double entry doors have a tasteful iron door added, when you enter, you are greeted with soaring ceilings and 20" tile. The large open kitchen has recently been updated with newer ss appliances, 5 burner gas stove top, Bosch dishwasher, painted solid wood cabinets, moveable kitchen island, and stunning granite countertops and tile backsplash. All this opens to the family room which overlooks the golf course. Both the guest bedroom and den allow for plenty of guest space, the guest bath, has an easy entry shower. The owners suite has added space with the addition of the bay window. There are additional surprises, like the enclosed golf cart storage area, that has been turned into a workshop with plenty of cabinetry and it's heated and cooled. Weather its warm or cold, you will enjoy the acrylic double sized enclosed lanai, which is also heated and cooled with its own mini split unit. make this a must see. Put this one on your list today to see the extensive list of updates. PRIVATE WELL

The essentials

Built
2001
Price / sqft
$193
On market
150 days
Annual tax
$7,363
HOA
$214/mo
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
3 car garage
9,148 sqft lot
Lot size
2,333 sqft
Living area

Payment

Est. monthly payment
$3,398/mo
Down payment (20%)
$89,980
Property taxes
$614/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
9,148 sqft
Cooling
Central Air, Humidity Control, Mini-Split Unit(s)
Heating
Central, Electric
Parking
-
Days on Market
150
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Cooktop
Dishwasher
Dryer
Exhaust Fan
Gas Water Heater
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Washer
Flood Zone X
Annual Tax (2025)
$7,363
Parcel #
6124-061-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
9,148 sqft
HOA
$214/mo
Leland Management Nicole Arias

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #OM724620
$449,900-10.0%
$193/sqft
-
Price change
Source: Stellar MLS #OM724620
$499,900-9.3%
$214/sqft
5/14/2026
Listed for sale
Source: Stellar MLS #OM724620
$551,000
$236/sqft

Neighborhood

13500 SE 97th Terrace Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $449,900
$442,500 – $449,900
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 150 after a $101,100 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,399/mo
Principal & interest$2,346
Property taxes$614
Insurance$225
HOA$214
Down payment20% · $89,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,900

$193 per sq ft

Beds and baths

2 beds, 3 baths

Size

2,333 sq ft

Time on market

150 days

Year built

2001

Monthly payment

About $3,398/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,363 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Leland Management Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Terri BramlettListing data from Stellar MLS, MLS# OM724620.

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