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About this home
12832 SE 91st CT is a 2004-built home in Spruce Creek Del Webb, Summerfield. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,819 square feet of living space. Listed at $599,900 (about $213/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.
Designer-Renovated Golf Course Gem in Premier Del Webb Community. Step into luxury with this sun filled 3-bedroom, 2.5-bathroom residence plus bonus room, meticulously upgraded with over $100,000 in custom design finishes. Highlighting a massive 947 sq. ft. oversized garage and sweeping views of the lush golf course and local wildlife, this home combines efficiency with pure elegance. Grand Architectural Details & Interior Highlights - Grand Entry: Custom glass double entry doors topped with a clerestory transom window. Refined Millwork & Finishes: Hickory engineered hardwood flooring throughout main living areas, 7-inch crown molding, 5-inch baseboards, 8-foot interior doors, and LED recessed lighting throughout (2024). Living & Family Rooms: Custom art niche with integrated downlighting in the living room; newly installed Stainmaster carpeting in the master and one guest bedroom (2023). Family room features upgraded 8'x8' high-efficiency E-glass sliding doors with custom framed millwork (2024) and a dedicated media/display niche with outlet (2023). Chef's Gourmet Kitchen: 42-inch Hickory cabinets with pullout shelves, under-cabinet lighting, large double-door pantry, and Cambria quartz countertops with matching quartz backsplash (2024). Includes a new stainless steel deep sink with low-profile faucet, Sub-Zero refrigerator, Bosch Benchmark gas cooktop (2025) with a multi-speed Broan vent hood, Bosch microwave & wall oven, and a KitchenAid dishwasher. Upgraded Laundry Room: Outfitted with 42-inch Hickory cabinets, new granite countertops with backsplash (2023), and a new laundry sink. Primary Bedroom & Spa-Inspired Primary Bath: Oversized Primary Bedroom with new French doors (2023) leading out to Bonus Room. The primary en suite showcases His and Her California Style walk in closets, dual sinks with a vanity area, private water closet with bidet & Modern freestanding designer tub alongside a sleek walk-in shower. Bonus Room (off Primary Bedroom): Raised Floor to be level, added new windows to enjoy view of Golf Course, heating & cooling and features Polished Porcelain Tile. Major Home Systems & Exterior Upgrades Core Infrastructure: Whole-house natural gas generator (2024), Eco Water Systems whole-house water filtration (2024), and 4 solar roof attic fans. Fresh Finishes: Complete interior and exterior paint (2023), roof replaced in 2018, and refinished driveway, front porch, and walkways (2025). Oversized 947 Sq. Ft. Garage: Features a separate golf cart door, independent electric screen door, elegant wainscoting, and two complete workshop areas outfitted with upper and lower cabinets and drawers. Patio/Terrace: 40 ft x 8 ft Custom designed & built with paver stones and hacienda wall. Columns & wall are topped with Travertine and feature LED under lights on timers. Lanai: Fully enclosed with windows that open to screens. Sunshade roller blinds. Epoxy finished floor. Access to back patio terrace. Nationally Renowned 55+ Del Webb Community. Resort Amenities: 24-hour manned gate, 3 heated pools & spas, state-of-the-art fitness center, and 70+ active social clubs. Golf & Dining: 36 holes of championship golf and an on-site restaurant featuring scenic outdoor patio dining overlooking the course. Prime Location: Minutes from shopping, medical facilities, dining, and everything The Villages has to offer.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$599,900
$213 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,819 sq ft
Time on market
33 days
Year built
2004
Monthly payment
About $4,181/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,458 annual tax bill, insurance, and the $214/mo HOA fee.
HOA fee
$214/mo
Managed by Leland Management / Nicole Arias.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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