12592 SE 97th Terrace Rd, photo 1
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Overview

3 bd2 ba2,413 sqft2 car garageSingle Family
TypeSingle Family
HOA$211/mo
Built2005
Lot7,841 sqft
Living area2,413 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSplit BedroomRain GuttersDeed RestrictionsGolfPoolTennis Court(s)

12592 SE 97th Terrace Rd is a 2005-built home in Spruce Creek Golf Country Club Hampton Hills, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,413 square feet of living space. Listed at $445,000 (about $184/sqft), 632 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $211 monthly.

From the listing

Welcome to your dream home on the golf course. This stunning Kingston Model in Hampton Hills boasts over 2,400 square feet of luxury living. As you approach, you'll be struck by the professionally landscaped yard and double lead glass doors. Inside and prepare to be wowed by the gorgeous views of the golf course from every angle. The spacious foyer leads into a formal dining room and living room, ideal for hosting dinner parties or enjoying quiet evenings with family. But it's when you step onto the enclosed lanai that you'll be captivated. The tile flooring, large sliding windows and backyard access make this space ideal for entertaining or simply relaxing while taking in the breathtaking panoramic view. On its own side of the house, the primary suite is a retreat with oversized windows showcasing those same incredible views. You'll love getting ready in your spa-quality en suite featuring a garden tub and shower. And don't forget about that huge walk-in closet. The heart of this home is undoubtedly the expansive kitchen with Corian countertops, stainless steel appliances, glass backsplash, ample cabinets and pantry. Imagine cooking up delicious meals while admiring your surroundings through those big picture windows. Talk about inspiration! The breakfast nook and large family room are also positioned to enjoy those amazing golf course views. But let's not forget about guests, they'll feel right at home in their oversized second bedroom with its golf course view or in the spacious third bedroom complete with a big closet. The second bath conveniently features plenty of counter space plus a linen closet for extra storage. And finally, practicality meets convenience with an oversized laundry room that can easily double as a butler's pantry because who doesn't want more cabinet space? Plus, an expanded two-car plus golf cart garage means there's plenty of storage for all your needs. Don't miss out on this incredible opportunity to live on one of our area's most beautiful golf courses. Schedule your showing today and see why this home is must-see.

The essentials

Built
2005
Price / sqft
$184
On market
632 days
Annual tax
$3,823
HOA
$211/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Shared amenity
2 car garage
Driveway
7,841 sqft lot
Lot size
2,413 sqft
Living area

Payment

Est. monthly payment
$3,073/mo
Down payment (20%)
$89,000
Property taxes
$319/mo
HOA
$211/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,841 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Golf Cart Garage
Days on Market
632
Ceiling Fans(s)
Primary Bedroom Main Floor
Split Bedroom
Rain Gutters
Deed Restrictions
Golf
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$3,823
Parcel #
6114-032-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Golf Country Club Hampton Hills
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,841 sqft
On Golf CourseOversized Lot
HOA
$211/mo
Leland Management / Nicole Arias

Price history

Date
Event
Price
6/10/2026
Price change
Source: Stellar MLS #G5091462
$445,000-2.2%
$184/sqft
-
Price change
Source: Stellar MLS #G5091462
$455,000-10.8%
$189/sqft
1/17/2025
Listed for sale
Source: Stellar MLS #G5091462
$510,000
$211/sqft

Neighborhood

12592 SE 97th Terrace Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $445,000
$437,500 – $445,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 632 after a $65,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,073/mo
Principal & interest$2,321
Property taxes$319
Insurance$223
HOA$211
Down payment20% · $89,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$445,000

$184 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,413 sq ft

Time on market

632 days

Year built

2005

Monthly payment

About $3,073/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,823 annual tax bill, insurance, and the $211/mo HOA fee.

HOA fee

$211/mo

Managed by Leland Management / Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byPREMIER SOTHEBYS INT'L REALTYListing agent: Keith CaulkListing data from Stellar MLS, MLS# G5091462.

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