12864 SE 92nd Court Rd, photo 1
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Overview

2 bd2 ba1,840 sqft3 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2001
Lot8,276 sqft
Living area1,840 sqft
Price / sqft$233
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

12864 SE 92nd Court Rd is a 2001-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,840 square feet of living space. Listed at $429,000 (about $233/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Updated Madeira Model – Loaded with Upgrades! COMPLETELY UPDATED & MOVE-IN READY! Partially Furnished Beautiful 1,840 sq. ft. Madeira model in Beautiful Del Webb Spruce Creek Golf & Country Club featuring 2 bedrooms, 2 baths + flex room ideal for an office, den, or hobby room. BIG-TICKET UPGRADES include a whole-house gas Generac generator (2020), Carrier 4-ton/3-zone A/C (2021), gas hot water heater (2024), and roof (2014). Inside, enjoy gorgeous custom wood-look ceramic tile, crown molding, new window treatments, lighting and ceiling fans, plus fresh interior and exterior paint, Lanai under heat and air. The updated kitchen features new GE appliances with GAS STOVE, refinished cabinetry and pantry, reverse osmosis system, and water softener/treatment system. Both baths have been refreshed with refinished vanities, new countertops and faucets, plus a custom glass shower enclosure in the primary bath. The primary closet also features new custom shelving. BONUS GARAGE SPACE! 2-car garage + golf cart garage + additional AIR-CONDITIONED ROOM—perfect for storage, hobby space, or a wine cellar, “Storage galore! This home offers exceptional storage throughout, with significantly more than most homes, including extensive additional cabinetry and storage in the garage.” Additional improvements include cleaned A/C ductwork, new garage door opener, freshly painted garage floor, and gorgeous landscaping. Enjoy the exceptional Del Webb lifestyle with 36 holes of championship golf, 3 pools, 2 hot tubs, fitness center, restaurant & bar, pickleball, tennis, softball, billiards, and nearly 100 clubs and activities. UPDATED, UPGRADED & READY TO ENJOY—THIS MADEIRA HAS IT ALL! Schedule your private showing today!

The essentials

Built
2001
Price / sqft
$233
On market
37 days
Annual tax
$3,478
HOA
$214/mo
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Community pool
Fitness center too
3 car garage
Golf Cart Garage
8,276 sqft lot
Lot size
1,840 sqft
Living area

Payment

Est. monthly payment
$2,955/mo
Down payment (20%)
$85,800
Property taxes
$290/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
8,276 sqft
Cooling
Central Air, Attic Fan
Heating
Natural Gas
Parking
Golf Cart Garage, Golf Cart Parking
Days on Market
37
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Purifier
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,478
Parcel #
6120-019-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
8,276 sqft
HOA
$214/mo
Leland Management / Nicole Arias

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #OM731163
$429,000-2.3%
$233/sqft
9/3/2026
Listed for sale
Source: Stellar MLS #OM731163
$439,000
$239/sqft

Neighborhood

12864 SE 92nd Court Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $429,000
$420,000 – $429,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 37 after a $10,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,956/mo
Principal & interest$2,237
Property taxes$290
Insurance$215
HOA$214
Down payment20% · $85,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,000

$233 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,840 sq ft

Time on market

37 days

Year built

2001

Monthly payment

About $2,955/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,478 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Leland Management / Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBROKER ASSOCIATES REALTYListing agent: Rich DenicolaListing data from Stellar MLS, MLS# OM731163.

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