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Overview

4 bd2 ba2,213 sqft2 car garageSingle Family
TypeSingle Family
HOA$393/mo
Built2026
Lot7,158 sqft
Living area2,213 sqft
Price / sqft$176
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SEMINOLE TRACE
Type
Single Family Residence

True monthly carry

HOA
~$393/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

39 Windmill Palm Way is a 2026-built home in Seminole Trace, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,213 square feet of living space. Listed at $389,990 (about $176/sqft), 51 days on market. HOA runs $393 monthly.

From the listing

Virtually Staged. The Fleming ll G is the perfect family home! This spacious floor plan boasts 4 bedrooms and a flex room on one level. The Fleming offers a beautiful kitchen that is perfect for gathering with family and friends. It features a large island, upgraded cabinets, and many designer upgrades that are sure to please. Enjoy sipping your coffee and feeling the morning breeze on the covered lanai. Come see one of our most popular floor plans today! Photos are representative of a Fleming II Floorplan**Sample Images

The essentials

Built
2026
Price / sqft
$176
On market
51 days
Annual tax
$1,727
HOA
$393/mo
Lot
7,158 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
7,158 sqft lot
Lot size
2,213 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,766/mo
Down payment (20%)
$77,998
Property taxes
$144/mo
HOA
$393/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,158 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
51
Annual Tax (2025)
$1,727

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seminole Trace
County
Flagler
Lot Size
7,158 sqft
HOA
$393/mo

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #G5117145
$389,990-13.3%
$176/sqft
8/28/2026
Listed for sale
Source: Stellar MLS #G5117145
$449,990
$203/sqft

Neighborhood

39 Windmill Palm Way
Palm Coast, FL, 32164

Market insights

Offer Insights

Choose an offer strength

List price: $389,990
$387,500 – $389,990
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 51 after a $60,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,766/mo
Principal & interest$2,034
Property taxes$144
Insurance$195
HOA$393
Down payment20% · $77,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,990

$176 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,213 sq ft

Time on market

51 days

Year built

2026

Monthly payment

About $2,766/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,727 annual tax bill, insurance, and the $393/mo HOA fee.

HOA fee

$393/mo

Offer

What should I offer?

Have another question?

Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Nancy Pruitt, PAListing data from Stellar MLS, MLS# G5117145.

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