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Overview

2 bd2 ba1,188 sqft1 car garageVilla
TypeVilla
HOANone listed
Built2004
Lot3,520 sqft
Living area1,188 sqft
Price / sqft$265
Garage1 car

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About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersVaulted Ceiling(s)Walk-in Closet(s)Window Treatments

2304 Whisper St is a 2004-built home in Villages Of Sumter Rainey Villas, The Villages. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,188 square feet of living space. Listed at $315,000 (about $265/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Prepare to be impressed! CAN BE SOLD FURNISHED with a few exceptions--QUICK CLOSE POSSIBLE! This popular CABOT COVE VILLA has been attractively UPDATED THROUGHOUT! NO CARPET -- BEAUTIFUL PLANK STYLE TILE THROUGHOUT! Chefs will love this fabulous kitchen because it's easy to entertain in and the open design keeps them a part of the party! Seller has had a sit down dinners for 18 people! Enjoy beautiful GRANITE COUNTERTOPS, RAISED-panel cabinetry, a GRANITE BREAKFAST BAR and a gas stove. VAULTED CEILINGS enhance the great room and dining area making these rooms a favorite with the homeowner and guests as well! Beautiful PLANK-STYLE CERAMIC TILE FLOORING FLOWS SEAMLESSLY ACROSS THE ENTIRE HOME! FABULOUS OWNER'S SUITE has room for a king-sized bed and night stands plus features an UPDATED ENSUITE BATH with a GRANITE VANITY, JETTASTONE shower (NO GROUT TO CLEAN) and CUSTOM CLOSET SYSTEM. The guest bedroom also includes CUSTOM CLOSET BUILT-INS. Adjacent hall bath also has GRANITE vanity top with shower over the tub; INSIDE LAUNDRY ROOM with FABULOUS CLOSET STORAGE for both laundry and kitchen use! ENCLOSED LANAI creates additional living space and is the perfect spot to relax and enjoy the Florida lifestyle. Patio off the East side of main living area provides a shady space for afternoons outdoors! MAJOR IMPROVEMENTS INCLUDE: NEW ROOF (2021), HOT WATER HEATER (2023), HEATING & AIR CONDITIONING SYSTEM (2024). The garage is equipped with screens, allowing you to enjoy the fresh air for nice ventilation. Enjoy having a WATER SOFTNER and garage door opener with keypad as well! Garage accomodated seller's car and golf cart! Located just minutes from Lake Sumter Landing you'll enjoy easy access to shopping, dining, nightly entertainment, dancing and all the amenities that make The Villages such a sought-after lifestyle destination. ACTIVE COMMUNITY OF FRIENDLY NEIGHBORS! With its extensive updates and prime location this move-in-ready villa is one you'll want to see! Taxes from 2025: Ad Valorem $1,177.82, Non-Ad Valorem $864.60 making total tax $2,042.42; Low Bond Balance $1,835.09

The essentials

Built
2004
Price / sqft
$265
On market
30 days
Annual tax
$2,042
Flood zone
X · Low risk
Lot
3,520 sqft
Type
Villa

At a glance

Villa
Built 2004
1 car garage
Golf Cart Parking
3,520 sqft lot
Lot size
1,188 sqft
Living area

Payment

Est. monthly payment
$1,971/mo
Down payment (20%)
$63,000
Property taxes
$170/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2004
Lot
3,520 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Golf Cart Parking
Days on Market
30
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Community Mailbox
Deed Restrictions
Dog Park
Golf Carts OK
Golf
Special Community Restrictions
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,042
Parcel #
D21G034

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages Of Sumter Rainey Villas
County
Sumter
MLS Area
32162 - Lady Lake/The Villages
Lot Size
3,520 sqft

Price history

Date
Event
Price
9/19/2026
Listed for sale
Source: Stellar MLS #G5117850
$315,000
$265/sqft

Neighborhood

2304 Whisper St
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$307,500 – $315,000
97.4% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 townhouse or villa closings in 32162 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 30.

Sample: 142 closed townhouse or villa sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,971/mo
Principal & interest$1,643
Property taxes$170
Insurance$158
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$265 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,188 sq ft

Time on market

30 days

Year built

2004

Monthly payment

About $1,971/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,042 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byLPT REALTY, LLCListing agent: Carla BoydListing data from Stellar MLS, MLS# G5117850.

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