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Overview

3 bd2 ba1,590 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot5,766 sqft
Living area1,590 sqft
Price / sqft$267
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Walk-in Closet(s)Window Treatments

2902 Cheltenham CT is a 2004-built home in The Villages, The Villages. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,590 square feet of living space. Listed at $425,000 (about $267/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

The chance to own a special home in a highly desired location makes this BOUGAINVILLEA DESIGN a rare opportunity. A 1590 sq ft 3/2 home in the VILLAGE OF BELVEDERE, just around the corner from great shopping, Golf, Pools, Costco, Village Library, Banks, and several Restaurants. Also, just a short scenic ride to either Spanish Springs or Sumter Landing Town centers. As you approach, you will be impressed with the painted drive and walkway design that leads to a delightful "dancing couple" fountain, front patio for relaxation and enjoy the serene moments in thought. Entering the leaded glass front door unlocks highlights of the open floor plan design. The entire home has either ceramic tile or laminate flooring. No carpet here! Crown moldings enhance the finished look of the vaulted ceilings throughout the main living areas as well as the primary bedroom. The Living and Dining rooms flow perfectly and are showcased by the beautiful kitchen with bar height center island offering additional seating to compliment the dining room space or enjoy a snack. The upgraded kitchen has ceramic tile flooring, pull-out cabinetry, and ceramic tiled backsplash. The cabinets with crown molding feature over/under lighting. The newer S/S appliances offering a gas range for cooking. The ample primary bedroom situated just off the kitchen is enhanced with crown molding, ensuite primary bath, upgraded shower, seated make-up area, well-lit full width wall mirror and plus a large walk-in closet. The two guest suites are located on the opposite side of the home. Both have built-in closets and are separated with a small hallway and guest bathroom with a ceramic tiled tub/shower combo unit which offers convenience and privacy. The large Florida Room is bright with plenty of windows to look out to enjoy the backyard area without looking into a neighbor's lanai. A good place to relax, watch TV or listen to your favorite music. Open the door from the Florida room to expose a covered screened lanai where you can grill or just take in the serenity or cool breeze in your own quiet space. Just off of the kitchen is the interior laundry room with a large pantry closet for extra storage, newer stackable washer & dryer, plus a bonus S/S utility sink. The door from the laundry exits to the garage which in itself has some great features. The floor is painted to match the driveway design, there are two ceiling fans to keep the temps down, lots of built in shelves for storage, and pull-down attic stairs. The roof is 2022-HWH 2025 HVAC 2015/17. If you're in the market for a nice Villages home in a great neighborhood do yourself a favor and check this one out. OH YEAH, THE BOND IS PAID!! PLEASE CLICK ON THE VIRTUAL TOUR AND ENJOY THE INTERACTIVE 3D JOURNEY.

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The essentials

Built
2004
Price / sqft
$267
On market
22 days
Annual tax
$3,320
Flood zone
X · Low risk
Lot
5,766 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Shared amenity
2 car garage
5,766 sqft lot
Lot size
1,590 sqft
Living area

Payment

Est. monthly payment
$2,706/mo
Down payment (20%)
$85,000
Property taxes
$277/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
5,766 sqft
Cooling
Central Air
Heating
Gas
Parking
-
Days on Market
22
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Community Mailbox
Deed Restrictions
Dog Park
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,320
Parcel #
D17H080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Villages
County
Sumter
MLS Area
32162 - Lady Lake/The Villages
Lot Size
5,766 sqft
In CountyLandscapedLevelPaved

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #G5117571
$425,000
$267/sqft

Neighborhood

2902 Cheltenham CT
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$415,000 – $425,000
97.4% – 100% of listTops out right at the list price
80% of listList price
155 of the last 309 home closings in 32162 landed at this number or higher (50%). The median one sat 36 days before it went under contract, and this one is on day 22.

Sample: 309 closed home sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,706/mo
Principal & interest$2,217
Property taxes$277
Insurance$213
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$267 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,590 sq ft

Time on market

22 days

Year built

2004

Monthly payment

About $2,706/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,320 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY EXECUTIVES IN THE VILLAGESListing agent: Frank MelinoListing data from Stellar MLS, MLS# G5117571.

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