3300 Saratoga Dr, photo 1
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Overview

2 bd2 ba1,387 sqft2 car garageSingle Family
TypeSingle Family
HOA$225/mo
Built2002
Lot6,444 sqft
Living area1,387 sqft
Price / sqft$258
Garage2 car

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Open house

Saturday, Oct 17 · 12:00 PM to 2:00 PM

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Rain GuttersAssociation Recreation - Owned

3300 Saratoga Dr is a 2002-built home in Tavares Royal Harbor Ph 02 Lt 179, Tavares. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,387 square feet of living space. Listed at $357,950 (about $258/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 monthly.

From the listing

Dreaming of the Harris Chain of Lakes lifestyle without the waterfront price tag? Calling all boating and fishing enthusiasts! Here's your opportunity! Located in Royal Harbor, a gated active adult community in Tavares, this beautifully updated 2-bedroom, 2-bath home offers views of Little Lake Harris, fantastic amenities, and easy access to some of Central Florida's best boating and bass fishing! Royal Harbor offers FREE RV and boat storage, plus a community fishing pier overlooking Little Lake Harris. Just next door, Hickory Point's public boat launch is your gateway to the legendary Harris Chain of Lakes, a bass fishing paradise known for its tournaments, incredible boating, and waterfront dining. And you're right in Tavares, the "Seaplane Capital of the World", where waterfront adventures and Florida living go hand in hand! With $45K+ in recent seller upgrades, this home is move-in ready and full of improvements! Enjoy premium quartzite countertops and backsplash, updated bathroom vanities, stylish lighting fixtures, and fresh interior and exterior trim paint. Big-ticket improvements include a ROOF REPLACEMENT (2023) and HVAC SYSTEM (2026), LUXURY PLANK VINYL (2023) KITCHEN CABINETS (2023) offering comfort and peace of mind. But there's so much more to love beyond the front door! Royal Harbor delivers the Florida lifestyle with a Junior Olympic-sized swimming pool, relaxing hot tub, fitness center, tennis and pickleball courts, and plenty of social activities to keep you as busy or relaxed as you'd like. Best of all, the low HOA fee even includes cable TV! Conveniently located in the heart of Central Florida, you're approximately an hour from Orlando's world-famous theme parks and within easy reach of both Florida coasts and beaches. Why pay a premium for a waterfront home when you can enjoy so much of the lake lifestyle for less? Whether you're searching for a full-time residence or a seasonal Florida getaway, this Royal Harbor gem offers the perfect combination of comfort, community, and adventure. Come see what Florida living is all about! This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION” to the public remarks section.

The essentials

Built
2002
Price / sqft
$258
On market
12 days
Annual tax
$5,142
HOA
$225/mo
Flood zone
X · Low risk
Lot
6,444 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Water views
Water
Community pool
Fitness center too
2 car garage
6,444 sqft lot
Lot size

Payment

Est. monthly payment
$2,699/mo
Down payment (20%)
$71,590
Property taxes
$429/mo
HOA
$225/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
6,444 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
12
Built-in Features
Ceiling Fans(s)
Crown Molding
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Rain Gutters
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,142
Parcel #
13-20-25-1805-000-21900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares Royal Harbor Ph 02 Lt 179
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
6,444 sqft
Landscaped
HOA
$225/mo
Leland Management

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #G5118574
$357,950
$258/sqft

Neighborhood

3300 Saratoga Dr
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $357,950
$350,000 – $357,950
98% – 100% of listTops out right at the list price
80% of listList price
118 of the last 235 home closings in 32778 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 12.

Sample: 235 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,699/mo
Principal & interest$1,867
Property taxes$429
Insurance$179
HOA$225
Down payment20% · $71,590
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$357,950

$258 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,387 sq ft

Time on market

12 days

Year built

2002

Monthly payment

About $2,699/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,142 annual tax bill, insurance, and the $225/mo HOA fee.

HOA fee

$225/mo

Managed by Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Kelly MonroeListing data from Stellar MLS, MLS# G5118574.

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