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Overview

4 bd2 ba1,904 sqftSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot18,100 sqft
Living area1,904 sqft
Price / sqft$252

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About this home

Eat-in KitchenHigh CeilingsThermostatLightingPrivate MailboxDishwasherMicrowaveRange

31018 Cove Rd is a 1988-built home in The Pines, Tavares. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,904 square feet of living space. Listed at $480,000 (about $252/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Your Tavares dream home awaits beautifully reimagined from top to bottom and designed for effortless Florida living. This stunning, completely remodeled home is truly turnkey, pairing fresh, modern finishes with major upgrades that offer peace of mind for years to come. BRAND NEW Features include: septic system, HVAC system, and water heater, flooring, paint, counters, cabinets, bathrooms, etc.; nearly every detail has been thoughtfully updated so you can simply move in, unpack, and enjoy. Inside, you’ll find 4 spacious bedrooms, 2 beautifully updated bathrooms, a large laundry room, and an impressive open-concept layout made for both everyday living and entertaining. Luxury vinyl flooring flows throughout the main living spaces, offering the sophisticated look you want with the durability and easy maintenance busy households love. The bright, open floor plan creates an inviting atmosphere where family and guests can gather comfortably. At the heart of the home is a show stopping kitchen featuring gorgeous quartz countertops, abundant prep and storage space, and countertop seating perfect for casual meals or morning coffee. The kitchen seamlessly opens to the dining and living areas, creating one expansive entertainment space where hosting feels effortless. Whether you're preparing dinner for the family or gathering with friends for the weekend, this home was designed to bring everyone together. Step outside and discover an oversized yard with endless possibilities. Create your own private resort with a sparkling pool, outdoor fireplace, summer kitchen, or expansive entertaining area, there is plenty of room to bring your vision to life. And when the day winds down, take a seat on the front porch and enjoy breathtaking Lake County sunsets with a beautiful water view overlooking Lake Harris and the Harris Chain of Lakes the perfect backdrop to your Florida lifestyle. Best of all, you're just minutes from Downtown Tavares, famously known as “America’s Seaplane City.” Spend your weekends enjoying some of Lake County’s favorite restaurants and drinks, shopping charming local boutiques, attending waterfront events, or relaxing along the shoreline as seaplanes take off and land over the water. With boating, outdoor dining, entertainment, and the Harris Chain of Lakes practically at your doorstep, this home offers more than a beautiful place to live it offers the quintessential Tavares waterfront lifestyle.

The essentials

Built
1988
Price / sqft
$252
On market
61 days
Annual tax
$1,269
Flood zone
X · Low risk
Lot
18,100 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
0.42 acres
Lot size
1,904 sqft
Living area

Payment

Est. monthly payment
$2,849/mo
Down payment (20%)
$96,000
Property taxes
$106/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
18,100 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway, Ground Level, On Street, Open
Days on Market
61
Eat-in Kitchen
High Ceilings
Thermostat
Lighting
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Elementary
Tavares Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,269
Parcel #
25-19-25-0003-000-04201

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Pines
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
18,100 sqft
Paved

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #V4950732
$480,000-2.0%
$252/sqft
8/15/2026
Listed for sale
Source: Stellar MLS #V4950732
$490,000
$257/sqft

Neighborhood

31018 Cove Rd
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $480,000
$470,000 – $480,000
98% – 100% of listTops out right at the list price
80% of listList price
116 of the last 230 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 61 after a $10,000 cut.

Sample: 230 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,849/mo
Principal & interest$2,503
Property taxes$106
Insurance$240
Down payment20% · $96,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$480,000

$252 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,904 sq ft

Time on market

61 days

Year built

1988

Monthly payment

About $2,849/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,269 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byLPT REALTY, LLCListing agent: Kimberly RamirezListing data from Stellar MLS, MLS# V4950732.

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