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Overview

4 bd4 ba3,030 sqft2 car garageSingle Family
TypeSingle Family
HOA$960/yr
Built2024
Lot6,599 sqft
Living area3,030 sqft
Price / sqft$162
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomWalk-in Closet(s)DishwasherDisposal

3657 Sublett Loop is a 2024-built home in Seasons At Lakeside Forest, Tavares. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,030 square feet of living space. Listed at $490,000 (about $162/sqft), 328 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $960 annually.

From the listing

Discover comfort, convenience, and true Florida living in this beautifully designed Ammolite floor plan by Richmond American Homes. Situated in a community that offers serene lake views, peaceful walking paths, and walking-distance access to a public boat ramp on Lake Harris, this home combines natural beauty with everyday practicality. You’re also just minutes from shopping, dining, and major highways—making commuting a breeze. Step inside to find a thoughtful layout with space for everyone. The main floor features a private guest suite complete with its own living room, bedroom, and full bathroom—ideal for multigenerational living or visiting guests. The open-concept great room flows seamlessly into the well-appointed kitchen, showcasing a large center island, walk-in pantry, dining nook, eggshell 42" cabinetry, matte finishes, quartz countertops, filtered water at the sink, a sleek range hood, and stylish 7”x22” wood-look tile throughout. Upstairs, enjoy a versatile central loft, a convenient laundry room, and two secondary bedrooms sharing a full bath. The luxurious owner’s suite offers an expansive walk-in closet and a spa-like private bath—your perfect retreat at the end of the day. Outdoor living shines here as well, with an extended covered lanai ideal for morning coffee, evening relaxation, or entertaining friends. Additional upgrades include an epoxy-coated garage floor, providing both style and durability. Move-in ready and designed with elevated finishes, this home perfectly blends functionality, elegance, and Florida lifestyle living.

The essentials

Built
2024
Price / sqft
$162
On market
328 days
Annual tax
$7,469
HOA
$960/yr
Flood zone
X · Low risk
Lot
6,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
6,599 sqft lot
Lot size
3,030 sqft
Living area

Payment

Est. monthly payment
$3,503/mo
Down payment (20%)
$98,000
Property taxes
$622/mo
HOA
$960/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,599 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
328
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$7,469
Parcel #
12-20-25-0010-000-01400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seasons At Lakeside Forest
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
6,599 sqft
HOA
$960/yr
RICHMOND AMERICAN HOA

Price history

Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #O6361605
$490,000-3.5%
$162/sqft
-
Price change
Source: Stellar MLS #O6361605
$508,000-1.9%
$168/sqft
11/20/2025
Listed for sale
Source: Stellar MLS #O6361605
$518,000
$171/sqft

Neighborhood

3657 Sublett Loop
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $490,000
$480,000 – $490,000
97.9% – 100% of listTops out right at the list price
80% of listList price
114 of the last 227 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 328 after a $28,000 cut.

Sample: 227 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,503/mo
Principal & interest$2,556
Property taxes$622
Insurance$245
HOA$80
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$490,000

$162 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,030 sq ft

Time on market

328 days

Year built

2024

Monthly payment

About $3,503/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,469 annual tax bill, insurance, and the $960/yr HOA fee.

HOA fee

$960/yr

Managed by RICHMOND AMERICAN HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY AT THE PARKSListing agent: Emily ArmstrongListing data from Stellar MLS, MLS# O6361605.

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