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Overview

3 bd3 ba2,054 sqftTownhouse
TypeTownhouse
HOA$308.7/mo
Built2001
Lot3,667 sqft
Living area2,054 sqft
Price / sqft$190

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboPest Guard SystemPrimary Bedroom Main FloorSplit Bedroom

190 Harbour Cove Way is a 2001-built home in Clermont Yacht Club, Clermont. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,054 square feet of living space. Listed at $389,900 (about $190/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $308.7 monthly.

From the listing

Discover comfortable, low-maintenance living in Clermont Yacht Club! This well-appointed 3-bedroom, 2-bath townhome combines an open floor plan, thoughtful features, and inviting indoor and outdoor spaces in a convenient Clermont location. The kitchen features granite countertops, stainless steel appliances, and a stylish tiled backsplash. The refrigerator was purchased in October 2025, and an additional refrigerator water filter is included. The open layout connects the living and dining areas, creating a welcoming space for everyday living and entertaining. Bay windows bring in natural light, while a beautiful chandelier adds an elegant touch. The first-floor primary suite offers convenience and privacy, with dual sinks and a spacious walk-in shower featuring updated tile. Upstairs, two additional bedrooms provide flexibility for family, guests, or hobbies. Each bedroom includes two generously sized storage closets, and a separate alcove offers additional space for a home office, workout area, or reading nook. The Jack-and-Jill bathroom features an individual sink for each bedroom, with a shared shower and toilet area. An open hallway overlooking the living and dining rooms adds to the home’s spacious feel. Storage and functionality continue with an oversized two-car garage accessed from the alley, offering convenient parking and additional privacy. A Tesla car charger and a timer for the lights add everyday convenience. Outside, enjoy your own private retreat in the fenced patio, complete with pavers, lush landscaping, colorful blooming flowers, and lots of shade. It’s an inviting spot for morning coffee, outdoor relaxation, or unwinding at the end of the day. The location puts you close to Lake Minneola, Historic Downtown Clermont, and Waterfront Park, where you can enjoy local shops, restaurants, breweries, and outdoor recreation. Explore the Clermont Chain of Lakes or enjoy a ride along the West Orange Trail. With convenient access to the Florida Turnpike, major highways, hospitals, medical facilities, and Central Florida’s popular attractions, this home offers a wonderful combination of comfort and accessibility. Come see all that 190 Harbour Cove Way has to give!

The essentials

Built
2001
Price / sqft
$190
On market
7 days
Annual tax
$3,772
HOA
$308.7/mo
Flood zone
X · Low risk
Lot
3,667 sqft
Type
Townhouse

At a glance

Townhouse
Built 2001
Community pool
Shared amenity
3,667 sqft lot
Lot size
2,054 sqft
Living area

Payment

Est. monthly payment
$2,851/mo
Down payment (20%)
$77,980
Property taxes
$314/mo
HOA
$308.7/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2001
Lot
3,667 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Alley Access, Driveway, Garage Door Opener, Garage Faces Rear
Days on Market
7
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Pest Guard System
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Window Treatments
Lighting
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Irrigation-reclaimed Water
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Clermont Elem
Middle
Clermont Middle
High
South Lake High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,772
Parcel #
262218007500008300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Clermont Yacht Club
County
Lake
MLS Area
34711 - Clermont
Lot Size
3,667 sqft
City LimitsLevelSidewalkPaved
HOA
$308.7/mo
Empire Management Group

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #G5118874
$389,900
$190/sqft

Neighborhood

190 Harbour Cove Way
Clermont, FL, 34711 · 34711 - Clermont

Market insights

Offer Insights

Choose an offer strength

List price: $389,900
$387,500 – $389,900
99.5% – 100% of listTops out right at the list price
80% of listList price
25 of the last 45 townhouse or villa closings in 34711 landed at this number or higher (56%). The median one sat 41 days before it went under contract, and this one is on day 7.

Sample: 45 closed townhouse or villa sales in 34711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,852/mo
Principal & interest$2,033
Property taxes$314
Insurance$195
HOA$309
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,900

$190 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,054 sq ft

Time on market

7 days

Year built

2001

Monthly payment

About $2,851/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,772 annual tax bill, insurance, and the $308.7/mo HOA fee.

HOA fee

$308.7/mo

Managed by Empire Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ELITE PARTNERS III REALTYListing agent: Regina CruzListing data from Stellar MLS, MLS# G5118874.

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