2892 Sandy Cay St, photo 1
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Overview

3 bd3 ba2,597 sqft3 car garageSingle Family
TypeSingle Family
HOA$523.91/mo
Built2012
Lot12,493 sqft
Living area2,597 sqft
Price / sqft$200
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostatWalk-in Closet(s)

2892 Sandy Cay St is a 2012-built home in Heritage Hills Ph 1, Clermont. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,597 square feet of living space. Listed at $520,000 (about $200/sqft), 163 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $523.91 monthly.

From the listing

Welcome to 2892 Sandy Cay Street in the highly sought-after 55+ community of Heritage Hills! Beautifully situated on a spacious 1/4-acre corner lot, this popular Monroe model offers an exceptional combination of space, comfort, and an inviting open floor plan. With 3 bedrooms, 3 full bathrooms, a dedicated office, formal living room, and formal dining room, there is plenty of room to entertain family and friends. The desirable split-bedroom floor plan provides privacy for everyone, with one guest bedroom featuring its own private bathroom—perfect for visiting guests. The heart of the home is the bright and welcoming kitchen, featuring granite countertops, abundant cabinetry, a breakfast bar, separate breakfast nook, and plenty of workspace. The kitchen opens beautifully to the main living areas, making everyday living and entertaining effortless. You’ll love the beautiful engineered hardwood flooring throughout the main living area and office. Three solar tubes bring even more natural light into the home, creating a warm and cheerful atmosphere. The spacious primary suite is a true retreat, offering two walk-in closets and sliding doors leading directly to the lanai. The luxurious primary bath features a dual-sink granite vanity, relaxing soaking tub, and walk-in shower. Step outside to the extended screened lanai with paver flooring, the perfect spot to enjoy your morning coffee, entertain guests, or simply unwind while taking in the peaceful surroundings. The quiet corner-lot setting adds to the privacy and appeal of this wonderful home. And the big-ticket updates are already taken care of! NEW ROOF in 2024 and NEW HVAC in 2024. The window coverings stay, along with all appliances, including the washer and dryer. The spacious 3-car garage provides plenty of room for vehicles, hobbies, and additional storage. Life in Heritage Hills offers an incredible array of amenities designed for an active and social lifestyle. Enjoy the heated pool and spa, pickleball, tennis, basketball, bocce ball, shuffleboard, fitness center, clubhouse, ballroom, billiard room, card room, and arts and crafts room, along with numerous clubs and planned activities. A scenic 5-mile walking trail winds throughout the communityThe HOA also includes yard maintenance, Spectrum cable and high-speed internet, and exterior painting every six years, making it easy to enjoy the carefree lifestyle you’ve been looking for. Spacious, bright, beautifully maintained, and ideally located—this wonderful Heritage Hills home is ready to welcome you! Call today to schedule your private showing and experience all it has to offer.

The essentials

Built
2012
Price / sqft
$200
On market
163 days
Annual tax
$0
HOA
$523.91/mo
Flood zone
X · Low risk
Lot
12,493 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Community pool
Fitness center too
3 car garage
Driveway
0.29 acres
Lot size
2,597 sqft
Living area

Payment

Est. monthly payment
$4,168/mo
Down payment (20%)
$104,000
Property taxes
$0/mo
HOA
$523.91/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
12,493 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
163
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Mailbox
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$0
Parcel #
03-23-26-0100-000-12400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Hills Ph 1
County
Lake
MLS Area
34711 - Clermont
Lot Size
12,493 sqft
Corner LotCity LimitsPavedPrivate
HOA
$523.91/mo
Antoinette Ferraro

Price history

Date
Event
Price
6/11/2026
Price change
Source: Stellar MLS #O6403969
$520,000-2.8%
$200/sqft
5/1/2026
Listed for sale
Source: Stellar MLS #O6403969
$535,000
$206/sqft

Neighborhood

2892 Sandy Cay St
Clermont, FL, 34711 · 34711 - Clermont

Market insights

Offer Insights

Choose an offer strength

List price: $520,000
$515,000 – $520,000
99% – 100% of listTops out right at the list price
80% of listList price
205 of the last 408 home closings in 34711 landed at this number or higher (50%). The median one sat 29 days before it went under contract, and this one is on day 163 after a $15,000 cut.

Sample: 408 closed home sales in 34711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,168/mo
Principal & interest$2,712
Property taxes$672
Insurance$260
HOA$524
Down payment20% · $104,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$520,000

$200 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,597 sq ft

Time on market

163 days

Year built

2012

Monthly payment

About $4,168/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $523.91/mo HOA fee.

HOA fee

$523.91/mo

Managed by Antoinette Ferraro.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBHHS FLORIDA REALTYListing agent: Patti KincaidListing data from Stellar MLS, MLS# O6403969.

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