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Overview

2 bd2 ba1,464 sqftSingle Family
TypeSingle Family
HOA$333/mo
Built2019
Lot5,027 sqft
Living area1,464 sqft
Price / sqft$198

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)SidewalkClubhouse

120 Montoro is a 2019-built home in Ridgewood Lakes, Davenport. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,464 square feet of living space. Listed at $289,900 (about $198/sqft), 4 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $333 monthly.

From the listing

Resort-Style Living at Del Webb Orlando – Ridgewood Lakes Welcome home to this bright, sun-drenched sanctuary built in 2019. Designed for easy elegance and modern living, this home features a seamless open floor plan completely elevated by sleek tile flooring throughout—no carpet here! The versatile layout includes 2 spacious bedrooms plus a private den, perfect for a home office or hobby room. The chef-inspired kitchen boasts premium granite countertops, a gas stove, an abundance of cabinetry, and a walk-in closet pantry for ultimate storage. Thoughtfully designed for accessibility, the kitchen also includes a raised dishwasher. Retreat to the primary suite, complete with a massive walk-in closet and a spa-like bathroom featuring dual sinks and an oversized shower. Step outside to your private oasis: an extended, screened-in lanai finished with beautiful pavers, ideal for enjoying morning coffee or evening breezes. Living here means gaining access to the spectacular Montecito Clubhouse. Dive into world-class amenities including a state-of-the-art gym, tennis, pickleball, basketball, bocce ball, and shuffleboard courts—all set against a backdrop of scenic Florida wildlife. With over 50 active social clubs spanning ceramics, photography, dance, and chorus, you’ll easily find your community. Peace of Mind & Prime Location: Your semi-annual Master HOA fee of $425 ensures maximum security with a 24/7 staffed gate and covers all private road maintenance. Enjoy effortless convenience just 4 miles from shopping at Posner Park, with rapid access to I-4, Disney World, Universal Studios, airports, and the Sunrail Station. Exceptional healthcare is right around the corner at the nearby Advent Health Heart of Florida Hospital.

The essentials

Built
2019
Price / sqft
$198
On market
4 days
Annual tax
$5,024
HOA
$333/mo
Flood zone
X · Low risk
Lot
5,027 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Community pool
Fitness center too
5,027 sqft lot
Lot size
1,464 sqft
Living area

Payment

Est. monthly payment
$2,409/mo
Down payment (20%)
$57,980
Property taxes
$419/mo
HOA
$333/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
5,027 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
4
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Gas Cooktop
Gas Water Heater
Microwave
Refrigerator
Flood Zone x
Annual Tax (2025)
$5,024
Parcel #
27-26-32-711003000380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridgewood Lakes
County
Lake
MLS Area
33837 - Davenport
Lot Size
5,027 sqft
HOA
$333/mo
Joe Adessa/ Del Webb

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #G5118926
$289,900
$198/sqft

Neighborhood

120 Montoro
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $289,900
$287,500 – $289,900
99.5% – 100% of listTops out right at the list price
80% of listList price
311 of the last 464 home closings in 33837 landed at this number or higher (67%). The median one sat 34 days before it went under contract, and this one is on day 4.

Sample: 464 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,409/mo
Principal & interest$1,512
Property taxes$419
Insurance$145
HOA$333
Down payment20% · $57,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,900

$198 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,464 sq ft

Time on market

4 days

Year built

2019

Monthly payment

About $2,409/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,024 annual tax bill, insurance, and the $333/mo HOA fee.

HOA fee

$333/mo

Managed by Joe Adessa/ Del Webb.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byELITE EVOLUTION PROPERTIESListing agent: Celia DavisListing data from Stellar MLS, MLS# G5118926.

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