

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
174 NE 972nd St is a 2004-built home in Suwannee River Acres, Branford. Inside you'll find 3 bedrooms, 5 bathrooms, and 2,791 square feet of living space. Listed at $1,650,000 (about $591/sqft), 299 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Enjoy true riverfront living on the Suwannee River in North Central Florida. This beautifully crafted two story riverfront home showcases solid construction and thoughtful design inside and out, offering an exceptional blend of comfort, function, and river lifestyle. Step inside to beautiful woodwork with custom built ins and cabinetry, along with vaulted ceilings that create an open and welcoming atmosphere. The craftsmanship throughout the home is truly impressive and best appreciated in person. Just off the entryway, a full size bar with sink and wine fridge sits beside the recreation room with pool table. An elevator adds everyday convenience, making it easy to transport groceries, supplies, and more between levels. The fully equipped kitchen features stainless steel appliances with custom cabinetry and opens to a spacious living room with a gas burning fireplace. The primary suite is located on the second floor and includes a large walk in closet, master bath, a private office, and a balcony overlooking the river, perfect for enjoying peaceful mornings or evening sunsets. Additional bedrooms and bathrooms provide ample space for guests. Outdoor living is where this property truly shines. A large screened porch sits just off the dining area, while elevated Trex decking features an outdoor kitchen with grill and bar area with sink, plus a full outdoor bathroom with private shower. A paver walkway leads down to a firepit area, perfect for cool evenings. The private two story dock includes a boat lift, a screened room on the lower level, and a spacious upper sitting area with an outdoor dock shower. At night, the lighting along the home and dock creates a stunning view from the river’s edge. Two large storage rooms beneath the home provide additional space. Also included is a separate building featuring a home gym with sauna, along with an RV and boat storage area with a half bath. This building has its own septic system, water, and electric, including four 50 amp RV hookups, offering excellent flexibility for storage, hobbies, equipment, or room for extra guests. The property sits on a 2.2 acre lot that is fully fenced and secured with an electronic gate. Additional features include a paved circular driveway, irrigation system, and mature landscaping. Conveniently located just 400 feet off Highway 340, with easy access to Newberry, High Springs, and Alachua. A public boat ramp is approximately 300 feet away, and Rock Bluff Springs is just about 1,000 feet from the property. This exceptional Suwannee River retreat offers privacy, space, and the laid back river lifestyle North Florida is known for. A truly one of a kind property.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 23 closed home sales in 32008 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,650,000
$591 per sq ft
Beds and baths
3 beds, 5 baths
Size
2,791 sq ft
Time on market
299 days
Year built
2004
Monthly payment
About $10,577/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,760 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.






