174 NE 972nd St, photo 1
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Overview

3 bd5 ba2,791 sqftSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot52,500 sqft
Living area2,791 sqft
Price / sqft$591

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About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Chair RailCrown MoldingElevatorHigh CeilingsPrimarybedroom Upstairs

174 NE 972nd St is a 2004-built home in Suwannee River Acres, Branford. Inside you'll find 3 bedrooms, 5 bathrooms, and 2,791 square feet of living space. Listed at $1,650,000 (about $591/sqft), 299 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Enjoy true riverfront living on the Suwannee River in North Central Florida. This beautifully crafted two story riverfront home showcases solid construction and thoughtful design inside and out, offering an exceptional blend of comfort, function, and river lifestyle. Step inside to beautiful woodwork with custom built ins and cabinetry, along with vaulted ceilings that create an open and welcoming atmosphere. The craftsmanship throughout the home is truly impressive and best appreciated in person. Just off the entryway, a full size bar with sink and wine fridge sits beside the recreation room with pool table. An elevator adds everyday convenience, making it easy to transport groceries, supplies, and more between levels. The fully equipped kitchen features stainless steel appliances with custom cabinetry and opens to a spacious living room with a gas burning fireplace. The primary suite is located on the second floor and includes a large walk in closet, master bath, a private office, and a balcony overlooking the river, perfect for enjoying peaceful mornings or evening sunsets. Additional bedrooms and bathrooms provide ample space for guests. Outdoor living is where this property truly shines. A large screened porch sits just off the dining area, while elevated Trex decking features an outdoor kitchen with grill and bar area with sink, plus a full outdoor bathroom with private shower. A paver walkway leads down to a firepit area, perfect for cool evenings. The private two story dock includes a boat lift, a screened room on the lower level, and a spacious upper sitting area with an outdoor dock shower. At night, the lighting along the home and dock creates a stunning view from the river’s edge. Two large storage rooms beneath the home provide additional space. Also included is a separate building featuring a home gym with sauna, along with an RV and boat storage area with a half bath. This building has its own septic system, water, and electric, including four 50 amp RV hookups, offering excellent flexibility for storage, hobbies, equipment, or room for extra guests. The property sits on a 2.2 acre lot that is fully fenced and secured with an electronic gate. Additional features include a paved circular driveway, irrigation system, and mature landscaping. Conveniently located just 400 feet off Highway 340, with easy access to Newberry, High Springs, and Alachua. A public boat ramp is approximately 300 feet away, and Rock Bluff Springs is just about 1,000 feet from the property. This exceptional Suwannee River retreat offers privacy, space, and the laid back river lifestyle North Florida is known for. A truly one of a kind property.

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The essentials

Built
2004
Price / sqft
$591
On market
299 days
Annual tax
$13,760
Flood zone
AE
Lot
52,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
River Front
2.20 acres
Lot size
2,791 sqft
Living area

Payment

Est. monthly payment
$10,577/mo
Down payment (20%)
$330,000
Property taxes
$1,147/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
52,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
River Front
Days on Market
299
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Chair Rail
Crown Molding
Elevator
High Ceilings
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Fire Pit
Lighting
Outdoor Kitchen
Outdoor Shower
Permeable Paving
Private Entrance
Private Mailbox
Private Yard
Rv Hookup
Sauna
Sidewalk
Storage
Street Lights
Bar Fridge
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Wine Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$13,760
Parcel #
08-08-14-6871-000-10040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Suwannee River Acres
County
Dixie
MLS Area
32008 - Branford
Lot Size
52,500 sqft
Landscaped

Price history

Date
Event
Price
6/29/2026
Price change
Source: Stellar MLS #GC536074
$1,650,000-2.7%
$591/sqft
-
Price change
Source: Stellar MLS #GC536074
$1,695,000-5.6%
$607/sqft
12/18/2025
Listed for sale
Source: Stellar MLS #GC536074
$1,795,000
$643/sqft

Neighborhood

174 NE 972nd St
Branford, FL, 32008 · 32008 - Branford

Market insights

Offer Insights

Choose an offer strength

List price: $1,650,000
$1.58M – $1.65M
95.8% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 home closings in 32008 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 299 after a $145,000 cut.

Sample: 23 closed home sales in 32008 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$10,577/mo
Principal & interest$8,605
Property taxes$1,147
Insurance$825
Down payment20% · $330,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,650,000

$591 per sq ft

Beds and baths

3 beds, 5 baths

Size

2,791 sq ft

Time on market

299 days

Year built

2004

Monthly payment

About $10,577/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,760 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byWATSON REALTY CORPListing agent: Haley WoodardListing data from Stellar MLS, MLS# GC536074.

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