6397 Baylor Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot29,969 sqft

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About this home

6397 Baylor Ave is a home in Highridge Estates, Keystone Heights. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

An open canvas ready for your vision—this beautifully cleared and recently fenced property offers the perfect opportunity to create exactly what you’ve been dreaming of. High and dry and fully buildable, it provides both peace of mind and ultimate flexibility, all with no HOA restrictions to limit your plans. Whether you envision a custom-built home, a mobile home setup, or your own private homestead, this land is ready to accommodate it all. With ample space for animals and outdoor living, it’s an ideal setting for those craving a peaceful, rural lifestyle with room to grow and thrive. Bring your builder, your plans, and your imagination—this is a property where your vision can truly come to life. Conveniently located just minutes from downtown Keystone Heights and its beautiful lakes, only 30 minutes to Gainesville, and about an hour to St. Augustine Beach, you’ll enjoy the perfect balance of privacy and accessibility.

The essentials

On market
173 days
Annual tax
$92
Flood zone
X · Low risk
Lot
29,969 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$264/mo
Down payment (20%)
$8,980
Property taxes
$8/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
29,969 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
173
Flood Zone X
Annual Tax (2025)
$92
Parcel #
20-08-23-002828-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highridge Estates
County
Clay
MLS Area
32656 - Keystone Heights
Lot Size
29,969 sqft

Price history

Date
Event
Price
6/17/2026
Price change
Source: Stellar MLS #GC539258
$44,900-8.4%
4/20/2026
Listed for sale
Source: Stellar MLS #GC539258
$49,000

Neighborhood

6397 Baylor Ave
Keystone Heights, FL, 32656 · 32656 - Keystone Heights

Calculator

Est. monthly payment
$264/mo
Principal & interest$234
Property taxes$8
Insurance$22
Down payment20% · $8,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$44,900

Time on market

173 days

Monthly payment

About $264/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $92 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byWATSON REALTY CORP- TIOGAListing agent: Kristi CraneListing data from Stellar MLS, MLS# GC539258.

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